LexinFintech Holdings Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	2,191	2,254	2,625	1,494	2,664	1,564
Short-Term Investments	-	80	200	270	-	-
Cash & Short-Term Investments	2,191	2,334	2,825	1,764	2,664	1,564
Cash Growth	1.75%	-17.36%	60.12%	-33.78%	70.37%	-25.01%
Accounts Receivable	4,337	6,146	6,667	4,272	628.61	4,295
Other Receivables	95.44	61.72	6.99	6.6	6.34	80.73
Receivables	4,432	6,567	7,094	4,631	887.92	4,757
Inventory	21.03	85.54	100.83	109.88	81.79	106.76
Finance Div. Loans and Leases	5,072	4,669	3,944	6,398	8,313	4,919
Prepaid Expenses	2,355	-	-	-0	-	-
Restricted Cash	1,824	1,638	1,434	1,268	1,305	1,112
Other Current Assets	2,497	2,615	3,106	3,611	3,403	3,960
Total Current Assets	18,392	17,909	18,503	17,782	16,655	16,418
Property, Plant & Equipment	851.37	613.11	446.64	284.59	195.33	125.69
Long-Term Investments	243.72	284.2	255	348.38	469.06	521.8
Other Intangible Assets	837.07	862.87	897.27	931.67	966.07	1,000
Finance Div. Loans and Leases Long-Term	392.38	112.43	200.51	1,065	587.36	204.76
Long-Term Accounts Receivable	-	317.4	599.82	-	-	481.99
Long-Term Deferred Tax Assets	1,739	1,541	1,232	1,142	1,177	747.33
Other Long-Term Assets	610.69	601.22	1,006	1,217	976.13	844.94
Total Assets	23,067	22,241	23,141	22,771	21,026	20,345
Accounts Payable	49.07	74.44	49.8	25.97	15.71	42.96
Accrued Expenses	4,414	1,181	910.82	857.67	839.21	617.43
Short-Term Debt	932.3	3,445	3,985	1,168	1,800	1,827
Current Portion of Long-Term Debt	2,906	-	505.45	6,449	3,101	4,686
Current Portion of Leases	-	39.72	40.94	50.75	53.64	45.58
Current Income Taxes Payable	-	1,045	869.53	746.56	975.4	632.01
Current Unearned Revenue	1,331	1,083	1,575	925.97	456.46	769.59
Other Current Liabilities	597.65	2,736	4,388	2,258	2,946	3,399
Total Current Liabilities	10,230	9,604	12,325	12,482	10,187	12,020
Long-Term Debt	917.91	1,782	980.07	1,587	2,580	2,746
Long-Term Leases	11.25	22.78	50.7	-	137.39	27.67
Long-Term Deferred Tax Liabilities	82.99	91.38	75.34	52.56	54.34	21.05
Total Liabilities	11,242	11,501	13,431	14,122	12,958	14,814
Common Stock	0.25	0.25	0.24	0.24	0.24	0.23
Additional Paid-In Capital	3,372	3,315	3,205	3,081	2,919	2,724
Retained Earnings	8,866	7,783	6,847	5,917	5,097	2,763
Treasury Stock	-386.57	-328.76	-328.76	-328.76	-	-
Comprehensive Income & Other	-26.3	-29.56	-13.55	-20.84	11.27	3.31
Total Common Equity	11,825	10,740	9,710	8,649	8,028	5,491
Minority Interest	-	-	-	-	40.19	40
Shareholders' Equity	11,825	10,740	9,710	8,649	8,068	5,531
Total Liabilities & Equity	23,067	22,241	23,141	22,771	21,026	20,345
Total Debt	4,768	5,290	5,562	9,255	7,672	9,332
Net Cash (Debt)	-2,576	-2,956	-2,738	-7,491	-5,008	-7,769
Net Cash Per Share	-14.45	-17.42	-15.22	-38.15	-24.13	-37.78
Filing Date Shares Outstanding	170.49	168.26	164.41	163.03	184.39	182.04
Total Common Shares Outstanding	170.49	168.26	164.13	162.73	183.87	182.04
Working Capital	8,162	8,304	6,178	5,300	6,468	4,399
Book Value Per Share	69.36	63.83	59.16	53.15	43.66	30.16
Tangible Book Value	10,987	9,877	8,813	7,717	7,062	4,490
Tangible Book Value Per Share	64.45	58.70	53.69	47.42	38.41	24.67
Machinery	-	335.08	288.2	223.63	182.04	153.73
Construction In Progress	-	480.11	295.28	149.78	59.44	12.57
Leasehold Improvements	-	68.96	69.24	66.62	61.58	56.46

Source: S&P Global Market Intelligence. Standard template. Financial Sources.