Coastal Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	642.26	452.51	483.13	342.14	14.5	18.97
Investment Securities	12.78	3.7	102.99	100.32	836.5	165.3
Mortgage-Backed Securities	43.94	47.32	50.9	1.09	1.37	2.96
Total Investments	56.72	51.02	153.89	101.41	837.87	168.26
Gross Loans	3,711	3,493	3,029	2,633	1,752	1,556
Allowance for Loan Losses	-173.81	-176.99	-117.38	-74.03	-28.63	-19.26
Other Adjustments to Gross Loans	-7.31	-6.45	-7.3	-6.11	-8.77	-9.2
Net Loans	3,530	3,310	2,904	2,553	1,714	1,528
Property, Plant & Equipment	33.9	32.65	28.02	23.23	23.32	24.23
Loans Held for Sale	42.89	20.6	-	-	-	-
Accrued Interest Receivable	20.49	21.1	23.46	17.82	8.11	8.62
Other Receivables	16.26	14.14	9.09	10.42	1.27	-
Long-Term Deferred Tax Assets	-	3.6	3.81	18.46	6.82	3.8
Other Long-Term Assets	210.51	213.81	142.55	74.57	26.44	11.98
Total Assets	4,553	4,121	3,750	3,144	2,636	1,766
Interest Bearing Deposits	3,404	3,046	2,725	2,026	979.38	810.56
Institutional Deposits	4.03	11.63	10.25	16.85	28.5	18.49
Non-Interest Bearing Deposits	564.4	527.52	625.2	775.01	1,356	592.26
Total Deposits	3,973	3,585	3,360	2,818	2,364	1,421
Current Portion of Leases	0.28	1.01	-	-	-	-
Accrued Interest Payable	1.11	0.96	0.89	0.68	0.36	0.53
Long-Term Debt	44.41	44.29	44.14	44	24.29	163.71
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	25	25
Long-Term Leases	4.68	4.39	6.12	5.23	6.32	7.32
Trust Preferred Securities	3.59	3.59	3.59	3.59	3.59	3.58
Other Long-Term Liabilities	50.38	42.93	39.91	29.95	10.96	4.45
Total Liabilities	4,078	3,683	3,455	2,901	2,434	1,626
Common Stock	230.4	228.18	130.14	125.83	121.85	87.82
Retained Earnings	244.88	210.53	165.31	120	79.37	52.37
Comprehensive Income & Other	-0	-0	-0.47	-2.33	0	0.03
Shareholders' Equity	475.28	438.7	294.98	243.49	201.22	140.22
Total Liabilities & Equity	4,553	4,121	3,750	3,144	2,636	1,766
Total Debt	52.96	53.28	53.86	52.82	59.19	199.62
Net Cash (Debt)	589.3	399.23	429.27	289.32	753.97	-36.5
Net Cash Growth	36.87%	-7.00%	48.37%	-61.63%	-	-
Net Cash Per Share	39.15	28.77	31.47	21.41	60.21	-2.99
Filing Date Shares Outstanding	15.12	15.01	13.38	13.22	12.92	11.98
Total Common Shares Outstanding	15.11	14.94	13.3	13.16	12.88	11.95
Book Value Per Share	31.45	29.37	22.17	18.50	15.63	11.73
Tangible Book Value	475.28	438.7	294.98	243.49	201.22	140.22
Tangible Book Value Per Share	31.45	29.37	22.17	18.50	15.63	11.73

Source: S&P Global Market Intelligence. Banks template. Financial Sources.