Credit Acceptance Corporation (FRA:2D5)

Credit Acceptance Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	22.8	343.7	13.2	7.7	23.3
Loans & Lease Receivables	7,909	7,850	6,955	6,298	6,336
Other Receivables	67.2	4.2	4.3	8.7	109.2
Property, Plant & Equipment	12.6	14.7	46.5	51.4	57.3
Restricted Cash	477.9	501.3	457.7	410	410.9
Long-Term Deferred Charges	4.5	4.4	4.2	3.9	3.6
Other Long-Term Assets	137.5	136	129	125.3	110.3
Total Assets	8,632	8,855	7,610	6,905	7,051
Accounts Payable	318.2	233.9	245.6	203.3	128
Current Portion of Long-Term Debt	2,181	-	-	-	-
Current Portion of Leases	1.3	-	-	-	-
Long-Term Debt	4,173	6,353	5,068	4,591	4,616
Long-Term Leases	0.8	-	-	-	-
Current Income Taxes Payable	-	117.2	81	2.5	0.2
Other Current Liabilities	5.9	6	5.6	3.1	2.4
Long-Term Deferred Tax Liabilities	354	319.1	389.2	426.7	435.2
Total Liabilities	7,108	7,105	5,857	5,281	5,227
Common Stock	0.1	0.1	0.1	0.1	0.1
Additional Paid-In Capital	403.3	335.1	279	245.7	197.2
Retained Earnings	1,119	1,415	1,476	1,381	1,627
Comprehensive Income & Other	1	-0.3	-1	-2.9	0.2
Shareholders' Equity	1,524	1,750	1,754	1,624	1,824
Total Liabilities & Equity	8,632	8,855	7,610	6,905	7,051
Total Debt	6,356	6,353	5,068	4,591	4,616
Net Cash (Debt)	-6,333	-6,009	-5,054	-4,583	-4,593
Net Cash Per Share	-543.59	-481.92	-388.47	-336.36	-285.27
Filing Date Shares Outstanding	10.75	12.03	12.3	12.83	14.11
Total Common Shares Outstanding	10.68	12.05	12.52	12.76	14.14
Working Capital	5,896	8,267	7,031	6,461	6,705
Book Value Per Share	142.66	145.22	140.05	127.30	128.97
Tangible Book Value	1,524	1,750	1,754	1,624	1,824
Tangible Book Value Per Share	142.66	145.22	140.05	127.30	128.97

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.