Credit Acceptance Corporation (FRA:2D5)

Credit Acceptance Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	15.9	343.7	13.2	7.7	23.3	16
Loans & Lease Receivables	7,976	7,850	6,955	6,298	6,336	6,788
Other Receivables	9.7	4.2	4.3	8.7	109.2	147
Property, Plant & Equipment	12.9	14.7	46.5	51.4	57.3	59.4
Restricted Cash	482.9	501.3	457.7	410	410.9	380.2
Long-Term Deferred Charges	4.9	4.4	4.2	3.9	3.6	3.2
Other Long-Term Assets	138.8	136	129	125.3	110.3	95.3
Total Assets	8,641	8,855	7,610	6,905	7,051	7,489
Accounts Payable	300.1	232.3	245.6	203.3	128	135.9
Current Portion of Long-Term Debt	477	1,250	-	-	-	-
Current Portion of Leases	-	1	-	-	-	-
Long-Term Debt	5,892	5,103	5,068	4,591	4,616	4,609
Long-Term Leases	-	0.6	-	-	-	-
Current Income Taxes Payable	11.9	117.2	81	2.5	0.2	0.2
Other Current Liabilities	6.2	6	5.6	3.1	2.4	2.3
Long-Term Deferred Tax Liabilities	298.2	319.1	389.2	426.7	435.2	391
Total Liabilities	7,062	7,105	5,857	5,281	5,227	5,187
Common Stock	0.1	0.1	0.1	0.1	0.1	0.2
Additional Paid-In Capital	392.1	335.1	279	245.7	197.2	161.9
Retained Earnings	1,185	1,415	1,476	1,381	1,627	2,139
Comprehensive Income & Other	1.1	-0.3	-1	-2.9	0.2	1.6
Shareholders' Equity	1,579	1,750	1,754	1,624	1,824	2,303
Total Liabilities & Equity	8,641	8,855	7,610	6,905	7,051	7,489
Total Debt	6,369	6,355	5,068	4,591	4,616	4,609
Net Cash (Debt)	-6,353	-6,011	-5,054	-4,583	-4,593	-4,593
Net Cash Per Share	-530.43	-482.05	-388.47	-336.36	-285.27	-256.06
Filing Date Shares Outstanding	11.03	12.03	12.3	12.83	14.11	17.11
Total Common Shares Outstanding	11.04	12.05	12.52	12.76	14.14	17.38
Working Capital	7,612	7,018	7,031	6,461	6,705	7,144
Book Value Per Share	142.97	145.22	140.05	127.30	128.97	132.46
Tangible Book Value	1,579	1,750	1,754	1,624	1,824	2,303
Tangible Book Value Per Share	142.97	145.22	140.05	127.30	128.97	132.46

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.