HealthEquity Balance Sheet

Financials in millions USD. Fiscal year is February - January.

Millions USD. Fiscal year is Feb - Jan.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '25 Oct 31, 2025	Jan '25 Jan 31, 2025	Jan '24 Jan 31, 2024	Jan '23 Jan 31, 2023	Jan '22 Jan 31, 2022	Jan '21 Jan 31, 2021
Cash & Equivalents	309.26	295.95	403.98	254.27	225.41	328.8
Cash & Short-Term Investments	309.26	295.95	403.98	254.27	225.41	328.8
Cash Growth	-4.00%	-26.74%	58.88%	12.80%	-31.44%	71.50%
Receivables	111.24	118.01	104.89	96.84	87.43	72.77
Prepaid Expenses	71.36	32.5	31.2	20.1	20.6	-
Other Current Assets	6.85	31.3	17.36	11.69	17.9	58.61
Total Current Assets	498.71	477.75	557.44	382.89	351.34	460.18
Property, Plant & Equipment	41.44	46.42	54.39	69.32	86.99	118.61
Goodwill	1,648	1,648	1,648	1,648	1,646	1,327
Other Intangible Assets	1,125	1,205	835.95	936.36	973.14	767
Long-Term Deferred Charges	6.4	7.7	2.5	3.4	4.4	5
Other Long-Term Assets	78.61	63.87	65.37	48.78	45.41	32.42
Total Assets	3,398	3,449	3,164	3,089	3,107	2,710
Accounts Payable	19.55	14.36	12.04	13.9	27.54	1.61
Accrued Expenses	90.13	131.96	95.65	89.5	104.73	126.55
Current Portion of Long-Term Debt	-	-	-	17.5	8.75	62.5
Current Portion of Leases	9.93	10	9.4	10.16	12.17	14.04
Total Current Liabilities	120.63	156.32	117.09	131.06	153.19	204.7
Long-Term Debt	982.11	1,056	874.97	907.84	922.08	924.22
Long-Term Leases	36.23	42.22	48.77	58.99	65.23	74.22
Long-Term Deferred Tax Liabilities	101.57	55.83	68.67	82.67	99.85	119.73
Other Long-Term Liabilities	23.5	22.96	19.27	12.71	14.19	8.81
Total Liabilities	1,264	1,334	1,129	1,193	1,255	1,332
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	1,917	1,906	1,829	1,746	1,677	1,158
Retained Earnings	207.94	209.27	205.63	149.92	176.06	220.35
Comprehensive Income & Other	8.84	-	-	-	-	-
Shareholders' Equity	2,134	2,115	2,035	1,896	1,853	1,379
Total Liabilities & Equity	3,398	3,449	3,164	3,089	3,107	2,710
Total Debt	1,028	1,109	933.14	994.49	1,008	1,075
Net Cash (Debt)	-719.01	-812.57	-529.16	-740.22	-782.82	-746.18
Net Cash Per Share	-8.16	-9.15	-6.09	-8.77	-9.42	-9.86
Filing Date Shares Outstanding	85.44	86.5	86.16	84.78	83.82	83.02
Total Common Shares Outstanding	85.62	86.54	86.13	84.76	83.78	77.17
Working Capital	378.08	321.43	440.35	251.83	198.15	255.48
Book Value Per Share	24.93	24.44	23.63	22.37	22.11	17.87
Tangible Book Value	-638.89	-737.89	-449.07	-688.86	-766.4	-715.47
Tangible Book Value Per Share	-7.46	-8.53	-5.21	-8.13	-9.15	-9.27
Machinery	26.32	25.93	32.58	36.41	40.4	37.82
Leasehold Improvements	14.05	13.97	14.46	18.27	18.57	22.27

Source: S&P Global Market Intelligence. Standard template. Financial Sources.