FB Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,156	981.39	763.13	951.65	1,724
Investment Securities	846.74	816.68	631.03	520.24	480.31
Trading Asset Securities	-	29.95	34.74	48.77	27.38
Mortgage-Backed Securities	613	825.86	913.93	1,052	1,285
Total Investments	1,460	1,672	1,580	1,621	1,792
Gross Loans	12,384	9,623	9,425	9,313	7,621
Allowance for Loan Losses	-185.98	-151.94	-150.33	-134.19	-125.56
Net Loans	12,198	9,471	9,275	9,178	7,495
Property, Plant & Equipment	231.62	196.86	210.03	206.36	185.43
Goodwill	350.35	242.56	242.56	242.56	242.56
Other Intangible Assets	31.28	7.15	9.23	12.48	17.53
Loans Held for Sale	201.08	126.76	67.85	139.45	752.22
Accrued Interest Receivable	58.57	49.61	52.72	45.68	38.53
Other Receivables	-	42	26.19	27.11	43.83
Restricted Cash	-	20.96	14.04	23.33	57.87
Other Current Assets	-	16.02	13.59	9.28	12.37
Long-Term Deferred Tax Assets	-	21.6	31.63	42.41	-
Other Real Estate Owned & Foreclosed	9.57	6.85	4.33	6.15	9.78
Other Long-Term Assets	604.55	269.07	280.41	283.37	194.28
Total Assets	16,300	13,157	12,604	12,848	12,598
Accrued Expenses	168.75	26.9	18.41	13.59	22.14
Interest Bearing Deposits	11,276	8,644	7,685	7,623	7,793
Institutional Deposits	-	450.01	644.59	556.54	303.29
Non-Interest Bearing Deposits	2,634	2,116	2,218	2,677	2,740
Total Deposits	13,910	11,210	10,548	10,856	10,837
Short-Term Borrowings	-	45.88	276.98	325.17	61.72
Current Portion of Leases	-	8.68	-	-	-
Accrued Interest Payable	-	24.18	18.81	8.65	3.16
Long-Term Debt	212.76	31.36	21.23	26.21	-
Long-Term Leases	60.56	52.57	68.97	71.17	47.89
Trust Preferred Securities	-	130.7	129.65	126.1	129.54
Long-Term Deferred Tax Liabilities	-	-	-	-	6.82
Other Long-Term Liabilities	-	59.14	67.19	95.5	56.83
Total Liabilities	14,352	11,590	11,150	11,522	11,165
Common Stock	51.75	46.66	46.85	46.74	47.55
Additional Paid-In Capital	1,082	860.27	864.26	861.59	892.53
Retained Earnings	846.62	762.29	678.41	586.53	486.67
Comprehensive Income & Other	-32.55	-101.68	-134.73	-169.43	5.86
Total Common Equity	1,948	1,568	1,455	1,325	1,433
Minority Interest	0.09	0.09	0.09	0.09	0.09
Shareholders' Equity	1,948	1,568	1,455	1,326	1,433
Total Liabilities & Equity	16,300	13,157	12,604	12,848	12,598
Total Debt	273.32	269.2	496.82	548.66	239.15
Net Cash (Debt)	882.58	803.24	348.85	527.16	1,586
Net Cash Growth	9.88%	130.26%	-33.83%	-66.76%	51.76%
Net Cash Per Share	17.63	17.14	7.45	11.16	33.07
Filing Date Shares Outstanding	51.75	46.68	46.86	46.63	47.56
Total Common Shares Outstanding	51.75	46.66	46.85	46.74	47.55
Book Value Per Share	37.64	33.59	31.05	28.36	30.13
Tangible Book Value	1,567	1,318	1,203	1,070	1,173
Tangible Book Value Per Share	30.27	28.24	25.68	22.90	24.66

Source: S&P Global Market Intelligence. Banks template. Financial Sources.