Triumph Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	220.05	213.83	228.43	181.19	183.56
Interest Income on Investments	210.42	208.68	193.99	238.05	204
Total Interest Income	430.47	422.52	422.42	419.24	387.56
Interest Paid on Deposits	64.07	56.24	34.32	10.04	9.7
Interest Paid on Borrowings	15.81	15.82	20.02	8.71	8.73
Total Interest Expense	79.88	72.06	54.34	18.75	18.43
Net Interest Income	350.59	350.46	368.08	400.49	369.13
Net Interest Income Growth (YoY)	0.04%	-4.79%	-8.09%	8.50%	29.64%
Gain (Loss) on Sale of Investments	-	0.53	0.2	12.68	0.01
Other Non-Interest Income	81.23	56.8	42.12	45.43	44.01
Total Non-Interest Income	88.41	64.6	49.44	83.18	54.5
Non-Interest Income Growth (YoY)	36.87%	30.66%	-40.56%	52.62%	-9.74%
Revenues Before Loan Losses	439	415.05	417.52	483.67	423.63
Provision for Loan Losses	3.15	18.77	12.2	6.93	-8.83
Revenue	435.85	396.29	405.32	476.75	432.46
Revenue Growth (YoY)	9.98%	-2.23%	-14.98%	10.24%	40.97%
Salaries and Employee Benefits	233.88	205.06	197.38	180.31	153.64
Occupancy Expenses	31.87	26.95	22.99	21.65	19.49
Federal Deposit Insurance	4.43	2.72	2.62	1.82	2.25
Amortization of Goodwill & Intangibles	22.39	17.84	15.91	15.99	10.88
Selling, General & Administrative	77.52	100.64	90.83	97.54	71.68
Other Non-Interest Expense	32.77	23.11	23.51	23.33	29.57
Total Non-Interest Expense	402.86	376.31	353.23	340.63	287.51
EBT Excluding Unusual Items	32.99	19.97	52.08	136.11	144.95
Other Unusual Items	-	0.82	0.73	0.89	-
Pretax Income	32.99	20.47	52.82	137	144.95
Income Tax Expense	7.63	4.38	11.73	34.69	31.98
Net Income	25.36	16.09	41.08	102.31	112.97
Preferred Dividends & Other Adjustments	3.21	3.21	3.21	3.21	3.21
Net Income to Common	22.15	12.88	37.88	99.11	109.77
Net Income Growth	57.61%	-60.83%	-59.85%	-9.44%	76.46%
Basic Shares Outstanding	24	23	23	24	25
Diluted Shares Outstanding	24	24	24	25	25
Shares Change (YoY)	0.29%	0.92%	-5.84%	-0.91%	2.58%
EPS (Basic)	0.94	0.55	1.63	4.06	4.44
EPS (Diluted)	0.93	0.54	1.61	3.96	4.35
EPS Growth	72.22%	-66.46%	-59.34%	-8.97%	71.94%
Effective Tax Rate	23.13%	21.39%	22.22%	25.32%	22.06%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.