Capital Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	188.86	205.33	53.96	80.42	183.4	146.91	Upgrade
Investment Securities	160.32	146.36	170.06	219.77	156.79	27.82	Upgrade
Mortgage-Backed Securities	72.32	77.28	38.27	32.71	27.91	72.21	Upgrade
Total Investments	232.64	223.63	208.33	252.48	184.7	100.03	Upgrade
Gross Loans	2,830	2,637	1,911	1,739	1,639	1,517	Upgrade
Allowance for Loan Losses	-53.05	-48.65	-28.61	-26.39	-25.18	-23.43	Upgrade
Other Adjustments to Gross Loans	-7.53	-7.07	-7.64	-8.63	-7.22	-0.77	Upgrade
Net Loans	2,769	2,582	1,875	1,704	1,607	1,493	Upgrade
Property, Plant & Equipment	15.3	15.53	5.07	3.39	3.28	4.46	Upgrade
Goodwill	25.97	21.13	-	-	-	-	Upgrade
Other Intangible Assets	15.03	15.82	-	-	-	-	Upgrade
Loans Held for Sale	19.68	21.27	7.48	7.42	15.99	107.15	Upgrade
Accrued Interest Receivable	19.01	16.66	11.49	9.49	7.9	8.13	Upgrade
Long-Term Deferred Tax Assets	14.89	16.67	12.25	13.78	9.79	6.82	Upgrade
Other Real Estate Owned & Foreclosed	-	-	-	-	0.09	3.33	Upgrade
Other Long-Term Assets	89.12	89.37	52.91	52.32	43.07	6.67	Upgrade
Total Assets	3,389	3,207	2,226	2,124	2,055	1,877	Upgrade
Interest Bearing Deposits	1,831	1,700	1,154	987.47	900.66	1,044	Upgrade
Institutional Deposits	223.65	250.84	124.7	96.29	108.83	-	Upgrade
Non-Interest Bearing Deposits	857.54	810.93	617.37	674.31	787.65	608.56	Upgrade
Total Deposits	2,912	2,762	1,896	1,758	1,797	1,652	Upgrade
Short-Term Borrowings	-	-	15	85	-	-	Upgrade
Current Portion of Long-Term Debt	22	22	-	-	-	-	Upgrade
Current Portion of Leases	0.53	2.03	-	-	-	-	Upgrade
Accrued Interest Payable	8.05	9.39	5.58	1.03	0.47	1.13	Upgrade
Long-Term Debt	-	10	10	10	10	11.95	Upgrade
Federal Home Loan Bank Debt, Long-Term	-	-	22	22	22	22	Upgrade
Long-Term Leases	4.35	3.84	3.79	2.36	-	-	Upgrade
Trust Preferred Securities	12.06	2.06	2.06	2.06	2.06	2.06	Upgrade
Other Long-Term Liabilities	35.64	40.51	16.88	19.12	25.73	28	Upgrade
Total Liabilities	2,995	2,852	1,971	1,900	1,857	1,717	Upgrade
Common Stock	0.17	0.17	0.14	0.14	0.14	0.14	Upgrade
Additional Paid-In Capital	127.36	128.6	54.47	58.19	54.31	50.6	Upgrade
Retained Earnings	274.04	237.84	213.35	182.44	144.53	106.85	Upgrade
Comprehensive Income & Other	-6.8	-11.47	-13.1	-16.75	-1.08	1.72	Upgrade
Shareholders' Equity	394.77	355.14	254.86	224.02	197.9	159.31	Upgrade
Total Liabilities & Equity	3,389	3,207	2,226	2,124	2,055	1,877	Upgrade
Total Debt	38.94	39.93	52.85	121.42	34.06	36.02	Upgrade
Net Cash (Debt)	149.92	165.4	1.11	-41.01	149.33	110.89	Upgrade
Net Cash Growth	69.81%	14787.31%	-	-	34.66%	65.07%	Upgrade
Net Cash Per Share	8.90	11.30	0.08	-2.86	10.60	8.04	Upgrade
Filing Date Shares Outstanding	16.52	16.65	13.9	14.15	14	13.76	Upgrade
Total Common Shares Outstanding	16.59	16.66	13.92	14.14	13.96	13.75	Upgrade
Book Value Per Share	23.80	21.31	18.31	15.84	14.17	11.58	Upgrade
Tangible Book Value	353.77	318.2	254.86	224.02	197.9	159.31	Upgrade
Tangible Book Value Per Share	21.33	19.10	18.31	15.84	14.17	11.58	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.