Capital Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	255.57	205.33	53.96	80.42	183.4
Investment Securities	230.08	146.36	170.06	219.77	156.79
Mortgage-Backed Securities	-	77.28	38.27	32.71	27.91
Total Investments	230.08	223.63	208.33	252.48	184.7
Gross Loans	2,965	2,637	1,911	1,739	1,639
Allowance for Loan Losses	-54.66	-48.65	-28.61	-26.39	-25.18
Other Adjustments to Gross Loans	-5.61	-7.07	-7.64	-8.63	-7.22
Net Loans	2,905	2,582	1,875	1,704	1,607
Property, Plant & Equipment	15.07	15.53	5.07	3.39	3.28
Goodwill	25.97	21.13	-	-	-
Other Intangible Assets	14.77	15.82	-	-	-
Loans Held for Sale	25.83	21.27	7.48	7.42	15.99
Accrued Interest Receivable	16.7	16.66	11.49	9.49	7.9
Long-Term Deferred Tax Assets	14.99	16.67	12.25	13.78	9.79
Other Real Estate Owned & Foreclosed	-	-	-	-	0.09
Other Long-Term Assets	102.44	89.37	52.91	52.32	43.07
Total Assets	3,606	3,207	2,226	2,124	2,055
Interest Bearing Deposits	2,240	1,700	1,154	987.47	900.66
Institutional Deposits	-	250.84	124.7	96.29	108.83
Non-Interest Bearing Deposits	852.52	810.93	617.37	674.31	787.65
Total Deposits	3,093	2,762	1,896	1,758	1,797
Short-Term Borrowings	-	-	15	85	-
Current Portion of Long-Term Debt	50	22	-	-	-
Current Portion of Leases	-	2.03	-	-	-
Accrued Interest Payable	8.75	9.39	5.58	1.03	0.47
Long-Term Debt	2.06	10	10	10	10
Federal Home Loan Bank Debt, Long-Term	-	-	22	22	22
Long-Term Leases	-	3.84	3.79	2.36	-
Trust Preferred Securities	-	2.06	2.06	2.06	2.06
Other Long-Term Liabilities	50.44	40.51	16.88	19.12	25.73
Total Liabilities	3,204	2,852	1,971	1,900	1,857
Common Stock	0.16	0.17	0.14	0.14	0.14
Additional Paid-In Capital	120.91	128.6	54.47	58.19	54.31
Retained Earnings	286.66	237.84	213.35	182.44	144.53
Comprehensive Income & Other	-5.76	-11.47	-13.1	-16.75	-1.08
Shareholders' Equity	401.98	355.14	254.86	224.02	197.9
Total Liabilities & Equity	3,606	3,207	2,226	2,124	2,055
Total Debt	52.06	39.93	52.85	121.42	34.06
Net Cash (Debt)	203.5	165.4	1.11	-41.01	149.33
Net Cash Growth	23.04%	14787.31%	-	-	34.66%
Net Cash Per Share	12.14	11.30	0.08	-2.86	10.60
Filing Date Shares Outstanding	16.38	16.65	13.9	14.15	14
Total Common Shares Outstanding	16.38	16.66	13.92	14.14	13.96
Book Value Per Share	24.54	21.31	18.31	15.84	14.17
Tangible Book Value	361.24	318.2	254.86	224.02	197.9
Tangible Book Value Per Share	22.05	19.10	18.31	15.84	14.17

Source: S&P Global Market Intelligence. Banks template. Financial Sources.