Customers Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,411	3,786	3,846	455.81	518.03
Investment Securities	2,667	1,291	1,770	2,016	1,978
Trading Asset Securities	-	15.22	17.9	44.37	27.3
Mortgage-Backed Securities	-	1,720	1,739	1,812	1,839
Total Investments	2,667	3,027	3,527	3,872	3,844
Gross Loans	16,756	14,494	12,896	15,491	14,610
Allowance for Loan Losses	-155.66	-136.78	-135.31	-130.92	-137.8
Other Adjustments to Gross Loans	-	-45.47	-34.59	-24.9	-57.38
Net Loans	16,601	14,312	12,726	15,335	14,415
Property, Plant & Equipment	16.75	255.93	227.55	221.03	138.95
Other Intangible Assets	3.63	3.63	3.63	3.63	3.74
Loans Held for Sale	26.1	204.79	340.32	328.31	16.25
Accrued Interest Receivable	103.63	108.35	114.77	123.37	92.24
Long-Term Deferred Tax Assets	-	1.68	12.61	45.81	-
Other Real Estate Owned & Foreclosed	28.66	-	0.1	-	-
Other Long-Term Assets	927.7	608.11	516.59	509.13	509.87
Total Assets	24,896	22,308	21,316	20,896	19,575
Interest Bearing Deposits	14,475	12,435	13,311	16,186	12,059
Institutional Deposits	-	803.1	186.3	85.5	259
Non-Interest Bearing Deposits	6,304	5,608	4,422	1,885	4,460
Total Deposits	20,779	18,846	17,920	18,157	16,778
Short-Term Borrowings	-	122.57	27.1	342.08	801.54
Current Portion of Long-Term Debt	-	-	24.91	-	99.77
Current Portion of Leases	-	5.76	-	-	-
Accrued Interest Payable	296.22	140.42	192.21	159.94	197.22
Long-Term Debt	380.36	281.58	281.16	305.53	304.99
Federal Home Loan Bank Debt, Long-Term	1,325	1,028	1,203	500	-
Long-Term Leases	-	32.12	18.05	19.05	14.52
Pension & Post-Retirement Benefits	-	9.4	8.1	6.6	7.9
Long-Term Deferred Tax Liabilities	-	-	-	-	2.84
Other Long-Term Liabilities	-	4.9	2.9	3	2.1
Total Liabilities	22,780	20,472	19,678	19,493	18,209
Preferred Stock, Redeemable	-	137.79	137.79	137.79	137.79
Common Stock	36.19	35.76	35.46	35.01	34.72
Additional Paid-In Capital	666.76	575.33	564.54	551.72	542.39
Retained Earnings	1,535	1,326	1,160	924.13	705.73
Treasury Stock	-68.57	-141.65	-122.41	-82.6	-49.44
Comprehensive Income & Other	-54.05	-96.56	-136.57	-163.1	-4.98
Total Common Equity	2,116	1,699	1,501	1,265	1,228
Shareholders' Equity	2,116	1,837	1,638	1,403	1,366
Total Liabilities & Equity	24,896	22,308	21,316	20,896	19,575
Total Debt	1,705	1,470	1,554	1,167	1,221
Net Cash (Debt)	2,706	2,331	2,310	-666.48	-675.5
Net Cash Growth	16.10%	0.91%	-	-	-
Net Cash Per Share	80.93	71.24	71.83	-19.87	-20.05
Filing Date Shares Outstanding	34.19	31.47	31.48	31.6	32.95
Total Common Shares Outstanding	34.19	31.35	31.44	32.37	32.91
Book Value Per Share	61.87	54.20	47.73	39.08	37.32
Tangible Book Value	2,112	1,695	1,497	1,262	1,225
Tangible Book Value Per Share	61.77	54.08	47.61	38.97	37.21

Source: S&P Global Market Intelligence. Banks template. Financial Sources.