First Western Financial Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 22, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	206	182	172	250	214	127
Market Cap Growth	22.18%	6.38%	-31.39%	16.60%	68.56%	8.54%
Last Close Price	20.40	18.10	18.30	26.00	26.20	15.20
PE Ratio	19.14	22.30	36.29	12.31	11.83	6.34
PS Ratio	2.53	2.10	2.29	2.47	2.56	1.69
PB Ratio	0.92	0.75	0.78	1.11	1.11	1.00
P/FCF Ratio	736.46	-	9.71	5.90	1.52	-
P/OCF Ratio	71.24	-	8.67	5.54	1.50	-
Debt / Equity Ratio	0.45	0.52	0.78	0.87	0.42	1.21
Debt / FCF Ratio	359.24	-	9.72	4.64	0.57	-
Return on Equity (ROE)	4.95%	3.42%	2.16%	9.44%	11.02%	17.36%
Return on Assets (ROA)	0.41%	0.29%	0.18%	0.80%	0.92%	1.52%
Earnings Yield	5.23%	4.49%	2.76%	8.12%	8.45%	15.77%
FCF Yield	0.14%	-0.93%	10.30%	16.96%	65.78%	-60.74%
Buyback Yield / Dilution	-0.78%	-0.31%	-0.13%	-17.95%	-3.43%	-0.59%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.