FRA:41I Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	97.59	157.72	198.61	170.17	133.63
Total Interest Expense	65.16	105.99	109.65	65.99	50.08
Net Interest Income	32.43	51.73	88.96	104.18	83.55
Other Revenue	22.4	17.92	3.97	2.67	18.52
Revenue Before Loan Losses	54.83	69.65	92.93	106.85	102.07
Provision for Loan Losses	-17.85	-18.15	91.83	46.06	0.01
Revenue	72.68	87.8	1.1	60.79	102.06
Revenue Growth (YoY)	-17.22%	7874.75%	-98.19%	-40.44%	63.27%
Salaries & Employee Benefits	3.9	4.74	3.99	2.88	1.94
Cost of Services Provided	19.35	20.23	22	25.54	20.39
Other Operating Expenses	18.16	12.96	2.52	4.31	18.55
Total Operating Expenses	41.41	37.93	28.51	32.73	40.88
Operating Income	31.27	49.87	-27.41	28.06	61.18
EBT Excluding Unusual Items	31.27	49.87	-27.41	28.06	61.18
Pretax Income	-0.62	-35.01	-38.91	30.26	61.18
Income Tax Expense	0.29	-0.02	-0.04	0.47	0.72
Earnings From Continuing Ops.	-0.9	-34.99	-38.87	29.79	60.46
Net Income to Company	-0.9	-34.99	-38.87	29.79	60.46
Net Income	-0.9	-34.99	-38.87	29.79	60.46
Net Income to Common	-0.9	-34.99	-38.87	29.79	60.46
Net Income Growth	-	-	-	-50.74%	176.83%
Shares Outstanding (Basic)	55	54	54	52	42
Shares Outstanding (Diluted)	55	54	54	52	43
Shares Change (YoY)	0.81%	0.30%	4.14%	22.13%	28.57%
EPS (Basic)	-0.02	-0.64	-0.72	0.58	1.43
EPS (Diluted)	-0.02	-0.64	-0.72	0.57	1.42
EPS Growth	-	-	-	-59.86%	115.15%
Dividend Per Share	0.600	1.000	1.320	1.320	1.320
Dividend Growth	-40.00%	-24.24%	-	-	-
Operating Margin	43.02%	56.80%	-2489.74%	46.16%	59.95%
Profit Margin	-1.24%	-39.85%	-3530.15%	49.00%	59.24%
Effective Tax Rate	-	-	-	1.56%	1.18%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.