CNB Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	54.58	58.02	63.19	57.71
Depreciation & Amortization	8.27	7.74	6.57	6.24
Other Amortization	0.3	0.3	0.3	0.18
Gain (Loss) on Sale of Assets	0.05	0.03	-0.17	0.23
Gain (Loss) on Sale of Investments	-5.41	-2.82	-2.82	-3.7
Provision for Credit Losses	9.22	5.99	8.59	6
Net Decrease (Increase) in Loans Originated / Sold - Operating	-0.52	-1.61	-5.03	-0.15
Accrued Interest Receivable	0.39	-5.89	-19.07	-1.06
Other Operating Activities	-4.29	-1.84	-7.14	-13.07
Operating Cash Flow	71.51	47.02	64.05	58.92
Operating Cash Flow Growth	52.08%	-26.59%	8.71%	104.88%
Capital Expenditures	-16.28	-10.85	-12.29	-6.48
Sale of Property, Plant and Equipment	8.73	0.05	0.5	0.75
Investment in Securities	-41.1	53.36	-146.49	-137.03
Purchase / Sale of Intangibles	-	-0.13	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-143.93	-192.6	-630.61	-244.12
Other Investing Activities	-10.69	0.7	-15.81	-22.87
Investing Cash Flow	-203.28	-149.46	-804.7	-409.76
Short-Term Debt Issued	-	-	132.4	-
Long-Term Debt Issued	-	-	-	83.48
Total Debt Issued	-	-	132.4	83.48
Short-Term Debt Repaid	-	-132.4	-	-
Long-Term Debt Repaid	-	-	-	-50
Total Debt Repaid	-	-132.4	-	-50
Net Debt Issued (Repaid)	-	-132.4	132.4	33.48
Issuance of Common Stock	-	-	94.05	-
Repurchase of Common Stock	-0.64	-6.72	-1.67	-1.16
Common Dividends Paid	-14.91	-14.69	-12.56	-11.55
Preferred Dividends Paid	-4.3	-4.3	-4.3	-4.3
Total Dividends Paid	-19.21	-19	-16.86	-15.85
Net Increase (Decrease) in Deposit Accounts	372.61	376.31	-93.18	533.88
Financing Cash Flow	352.76	218.2	114.74	550.34
Net Cash Flow	220.99	115.76	-625.91	199.5
Free Cash Flow	55.23	36.18	51.76	52.44
Free Cash Flow Growth	52.66%	-30.11%	-1.28%	126.86%
Free Cash Flow Margin	25.41%	16.66%	23.98%	28.01%
Free Cash Flow Per Share	2.64	1.73	2.87	3.12
Cash Interest Paid	134.4	102.16	26.8	20.03
Cash Income Tax Paid	12.91	12.01	17.42	11.79

Source: S&P Global Market Intelligence. Banks template. Financial Sources.