Civista Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	77.32	63.16	60.41	43.36	253.46
Investment Securities	711.71	472.58	455.69	430.6	379.63
Trading Asset Securities	-	5.31	12.48	16.58	11.07
Mortgage-Backed Securities	-	225.56	212.02	237.13	213.15
Total Investments	711.71	703.45	680.19	684.3	603.85
Gross Loans	3,270	3,084	2,864	2,650	2,001
Allowance for Loan Losses	-42.02	-39.67	-37.16	-28.51	-26.64
Other Adjustments to Gross Loans	-	-2.69	-2.74	-1.65	-2.92
Net Loans	3,228	3,042	2,825	2,620	1,971
Property, Plant & Equipment	40.61	48.23	58.4	66.13	24.76
Goodwill	-	125.52	125.52	125.7	76.85
Other Intangible Assets	143.54	5.01	6.49	8.07	4.94
Loans Held for Sale	7.18	0.67	1.73	0.68	1.97
Accrued Interest Receivable	-	13.45	12.82	11.18	7.39
Restricted Cash	-	-	-	-	10.78
Long-Term Deferred Tax Assets	-	21.68	18.36	18.45	0.98
Other Long-Term Assets	128.07	75.75	72.94	61.81	56.69
Total Assets	4,336	4,098	3,861	3,639	3,013
Accrued Expenses	42.34	28.85	30.36	16.95	17.67
Interest Bearing Deposits	2,764	2,391	2,115	1,678	1,573
Institutional Deposits	-	125.87	98.16	45.38	55.01
Non-Interest Bearing Deposits	702.03	695.09	771.7	896.33	788.91
Total Deposits	3,466	3,212	2,985	2,620	2,417
Short-Term Borrowings	175	350.64	350.48	435.42	36.57
Current Portion of Long-Term Debt	-	0.68	-	-	-
Current Portion of Leases	-	0.29	-	-	-
Long-Term Debt	108.32	80.03	83.45	190.58	73.39
Federal Home Loan Bank Debt, Long-Term	0.86	0.82	2.39	3.58	75
Long-Term Leases	-	0.77	1.63	2.11	2.31
Trust Preferred Securities	-	30.35	30.35	30.35	30.35
Other Long-Term Liabilities	-	5.67	5.72	5.63	5.71
Total Liabilities	3,793	3,710	3,489	3,305	2,658
Common Stock	419.77	312.04	311.17	310.18	277.74
Retained Earnings	239.78	205.41	183.79	156.49	125.56
Treasury Stock	-75.76	-75.59	-75.42	-73.79	-56.91
Comprehensive Income & Other	-40.32	-53.36	-47.53	-58.05	8.82
Total Common Equity	543.47	388.5	372	334.84	355.21
Shareholders' Equity	543.47	388.5	372	334.84	355.21
Total Liabilities & Equity	4,336	4,098	3,861	3,639	3,013
Total Debt	284.18	463.58	468.31	662.04	217.62
Net Cash (Debt)	-205.69	-393.67	-394.2	-600.62	48.65
Net Cash Per Share	-11.81	-25.58	-26.01	-40.12	3.17
Filing Date Shares Outstanding	20.75	15.48	15.69	15.72	14.89
Total Common Shares Outstanding	20.75	15.49	15.7	15.73	14.95
Book Value Per Share	26.20	25.08	23.70	21.29	23.75
Tangible Book Value	399.94	257.98	239.99	201.07	273.42
Tangible Book Value Per Share	19.28	16.66	15.29	12.78	18.28

Source: S&P Global Market Intelligence. Banks template. Financial Sources.