Civista Bancshares, Inc. (FRA:44Q)

Civista Bancshares Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 13, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	325	320	262	324	322	228
Market Cap Growth	25.14%	22.13%	-19.16%	0.47%	41.36%	-31.11%
Last Close Price	19.80	18.57	15.77	18.75	19.16	12.16
PE Ratio	10.02	10.68	6.99	8.89	9.08	8.69
PS Ratio	2.29	2.22	1.83	2.52	2.91	2.59
PB Ratio	0.88	0.85	0.78	1.03	1.03	0.80
P/FCF Ratio	7.48	7.52	4.88	18.54	9.44	9.09
P/OCF Ratio	6.86	6.86	4.62	13.75	8.99	8.54
Debt / Equity Ratio	1.22	1.19	1.26	1.98	0.61	0.59
Debt / FCF Ratio	10.30	10.52	7.90	35.45	5.60	6.77
Return on Equity (ROE)	9.25%	8.33%	12.16%	11.43%	11.50%	9.46%
Return on Assets (ROA)	0.88%	0.80%	1.15%	1.19%	1.40%	1.27%
Earnings Yield	9.98%	9.57%	14.84%	11.39%	11.06%	11.54%
FCF Yield	13.36%	13.31%	20.48%	5.39%	10.59%	11.00%
Dividend Yield	3.19%	3.33%	3.50%	2.79%	2.39%	2.96%
Payout Ratio	28.70%	31.76%	22.34%	21.54%	19.82%	22.11%
Buyback Yield / Dilution	-2.11%	-1.56%	-1.23%	2.43%	4.59%	4.35%
Total Shareholder Return	1.08%	1.76%	2.27%	5.22%	6.97%	7.30%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.