Germany · Delayed Price · Currency is EUR Civista Bancshares Statistics
Total Valuation
FRA:44Q has a market cap or net worth of EUR 354.05 million.
| Market Cap | 354.05M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, October 24, 2025.
| Earnings Date | Oct 24, 2025 |
| Ex-Dividend Date | Aug 5, 2025 |
Share Statistics
| Current Share Class | 19.31M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +7.02% |
| Shares Change (QoQ) | +21.05% |
| Owned by Insiders (%) | 3.04% |
| Owned by Institutions (%) | 46.98% |
| Float | 18.72M |
Valuation Ratios
The trailing PE ratio is 9.56 and the forward PE ratio is 7.91.
| PE Ratio | 9.56 |
| Forward PE | 7.91 |
| PS Ratio | 2.55 |
| PB Ratio | 0.83 |
| P/TBV Ratio | 1.13 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.81%.
| Return on Equity (ROE) | 9.81% |
| Return on Assets (ROA) | 1.07% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 264,270 |
| Profits Per Employee | 70,399 |
| Employee Count | 527 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FRA:44Q has paid 6.84 million in taxes.
| Income Tax | 6.84M |
| Effective Tax Rate | 15.48% |
Stock Price Statistics
The stock price has increased by +11.73% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | +11.73% |
| 50-Day Moving Average | 17.41 |
| 200-Day Moving Average | 18.17 |
| Relative Strength Index (RSI) | 56.57 |
| Average Volume (20 Days) | 120 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, FRA:44Q had revenue of EUR 139.01 million and earned 37.03 million in profits. Earnings per share was 2.27.
| Revenue | 139.01M |
| Gross Profit | 139.01M |
| Operating Income | 47.71M |
| Pretax Income | 44.20M |
| Net Income | 37.03M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.27 |
Balance Sheet
The company has 54.12 million in cash and 291.39 million in debt, giving a net cash position of -237.26 million.
| Cash & Cash Equivalents | 54.12M |
| Total Debt | 291.39M |
| Net Cash | -237.26M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 425.32M |
| Book Value Per Share | 22.02 |
| Working Capital | -2.93B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 34.32% |
| Pretax Margin | 31.80% |
| Profit Margin | 26.88% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.61, which amounts to a dividend yield of 3.36%.
| Dividend Per Share | 0.61 |
| Dividend Yield | 3.36% |
| Dividend Growth (YoY) | 2.77% |
| Years of Dividend Growth | 6 |
| Payout Ratio | n/a |
| Buyback Yield | -7.02% |
| Shareholder Yield | -3.66% |
| Earnings Yield | 10.46% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |