Germany · Delayed Price · Currency is EUR Civista Bancshares Statistics
Total Valuation
FRA:44Q has a market cap or net worth of EUR 421.37 million.
| Market Cap | 421.37M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, January 29, 2026.
| Earnings Date | Jan 29, 2026 |
| Ex-Dividend Date | Nov 4, 2025 |
Share Statistics
| Current Share Class | 20.75M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +13.19% |
| Shares Change (QoQ) | +7.60% |
| Owned by Insiders (%) | 2.17% |
| Owned by Institutions (%) | 60.96% |
| Float | 20.29M |
Valuation Ratios
The trailing PE ratio is 10.74 and the forward PE ratio is 9.37.
| PE Ratio | 10.74 |
| Forward PE | 9.37 |
| PS Ratio | 2.92 |
| PB Ratio | 0.91 |
| P/TBV Ratio | 1.24 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.92%.
| Return on Equity (ROE) | 9.92% |
| Return on Assets (ROA) | 1.10% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | 273,925 |
| Profits Per Employee | 74,558 |
| Employee Count | 523 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FRA:44Q has paid 7.68 million in taxes.
| Income Tax | 7.68M |
| Effective Tax Rate | 16.34% |
Stock Price Statistics
The stock price has increased by +4.21% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | +4.21% |
| 50-Day Moving Average | 19.26 |
| 200-Day Moving Average | 18.49 |
| Relative Strength Index (RSI) | 57.84 |
| Average Volume (20 Days) | n/a |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 2.84 |
Income Statement
In the last 12 months, FRA:44Q had revenue of EUR 144.08 million and earned 39.22 million in profits. Earnings per share was 2.25.
| Revenue | 144.08M |
| Gross Profit | 144.08M |
| Operating Income | 54.15M |
| Pretax Income | 47.04M |
| Net Income | 39.22M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.25 |
Balance Sheet
The company has 66.85 million in cash and 242.04 million in debt, with a net cash position of -175.19 million.
| Cash & Cash Equivalents | 66.85M |
| Total Debt | 242.04M |
| Net Cash | -175.19M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 462.88M |
| Book Value Per Share | 22.31 |
| Working Capital | -3.06B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 37.58% |
| Pretax Margin | 32.65% |
| Profit Margin | 27.32% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.61, which amounts to a dividend yield of 3.07%.
| Dividend Per Share | 0.61 |
| Dividend Yield | 3.07% |
| Dividend Growth (YoY) | 3.21% |
| Years of Dividend Growth | 7 |
| Payout Ratio | n/a |
| Buyback Yield | -13.19% |
| Shareholder Yield | -10.11% |
| Earnings Yield | 9.31% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |