Germany · Delayed Price · Currency is EUR Civista Bancshares Statistics
Total Valuation
FRA:44Q has a market cap or net worth of EUR 407.80 million.
| Market Cap | 407.80M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, January 30, 2026.
| Earnings Date | Jan 30, 2026 |
| Ex-Dividend Date | Nov 4, 2025 |
Share Statistics
| Current Share Class | 20.75M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +5.99% |
| Shares Change (QoQ) | +21.05% |
| Owned by Insiders (%) | 2.77% |
| Owned by Institutions (%) | 63.16% |
| Float | 20.16M |
Valuation Ratios
The trailing PE ratio is 11.01 and the forward PE ratio is 9.24.
| PE Ratio | 11.01 |
| Forward PE | 9.24 |
| PS Ratio | 2.93 |
| PB Ratio | 0.96 |
| P/TBV Ratio | 1.29 |
| P/FCF Ratio | 9.38 |
| P/OCF Ratio | 8.54 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.87 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.81%.
| Return on Equity (ROE) | 9.81% |
| Return on Assets (ROA) | 1.07% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 265,786 |
| Profits Per Employee | 70,803 |
| Employee Count | 527 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FRA:44Q has paid 6.84 million in taxes.
| Income Tax | 6.84M |
| Effective Tax Rate | 15.48% |
Stock Price Statistics
The stock price has decreased by -2.50% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | -2.50% |
| 50-Day Moving Average | 18.03 |
| 200-Day Moving Average | 18.14 |
| Relative Strength Index (RSI) | 58.95 |
| Average Volume (20 Days) | n/a |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 3.21 |
Income Statement
In the last 12 months, FRA:44Q had revenue of EUR 139.01 million and earned 37.03 million in profits. Earnings per share was 2.27.
| Revenue | 139.01M |
| Gross Profit | 139.01M |
| Operating Income | 48.11M |
| Pretax Income | 44.20M |
| Net Income | 37.03M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.27 |
Balance Sheet
The company has 57.26 million in cash and 298.87 million in debt, giving a net cash position of -241.61 million.
| Cash & Cash Equivalents | 57.26M |
| Total Debt | 298.87M |
| Net Cash | -241.61M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 425.32M |
| Book Value Per Share | 22.02 |
| Working Capital | -2.90B |
Cash Flow
In the last 12 months, operating cash flow was 47.78 million and capital expenditures -4.29 million, giving a free cash flow of 43.49 million.
| Operating Cash Flow | 47.78M |
| Capital Expenditures | -4.29M |
| Free Cash Flow | 43.49M |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 34.61% |
| Pretax Margin | 31.80% |
| Profit Margin | 26.88% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 31.29% |
Dividends & Yields
This stock pays an annual dividend of 0.61, which amounts to a dividend yield of 3.12%.
| Dividend Per Share | 0.61 |
| Dividend Yield | 3.12% |
| Dividend Growth (YoY) | 3.21% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 25.26% |
| Buyback Yield | -5.99% |
| Shareholder Yield | -2.86% |
| Earnings Yield | 9.08% |
| FCF Yield | 10.66% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |