First Northwest Bancorp (FRA:45I)

First Northwest Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	91.58	93.75	84.61	68.64	55.03	43.06
Interest Income on Investments	17.49	18.59	16.29	11.74	8.64	8.62
Total Interest Income	109.06	112.34	100.9	80.38	63.67	51.68
Interest Paid on Deposits	39.55	42.43	27.02	5.2	3.4	6.66
Interest Paid on Borrowings	12.77	13.59	12.45	5.32	1.98	1.06
Total Interest Expense	52.32	56.02	39.47	10.52	5.37	7.72
Net Interest Income	56.75	56.32	61.43	69.86	58.3	43.96
Net Interest Income Growth (YoY)	0.65%	-8.32%	-12.07%	19.84%	32.62%	16.09%
Gain (Loss) on Sale of Assets	-	7.92	-	-	-	-
Gain (Loss) on Sale of Investments	-	-2.12	-5.4	0.12	2.41	3.15
Other Non-Interest Income	7.65	4.96	8.98	7.9	7.95	6.27
Total Non-Interest Income	7.71	11.08	4.02	8.84	15.64	15.85
Non-Interest Income Growth (YoY)	-8.01%	175.57%	-54.52%	-43.48%	-1.31%	125.98%
Revenues Before Loan Losses	64.46	67.4	65.45	78.7	73.94	59.8
Provision for Loan Losses	10.41	16.5	1.32	1.54	1.35	5.05
Revenue	54.05	50.9	64.13	77.17	72.59	54.76
Revenue Growth (YoY)	6.47%	-20.63%	-16.89%	6.31%	32.56%	23.86%
Salaries and Employee Benefits	26.92	31.09	29.1	33.67	30.55	22.82
Occupancy Expenses	3.91	3.9	3.69	4.2	3.44	3.29
Federal Deposit Insurance	1.8	1.88	1.36	0.89	0.75	0.25
Selling, General & Administrative	19.61	17.77	19.32	18.32	15.31	11.01
Other Non-Interest Expense	12.15	5.36	7.98	5.24	4.36	3.89
Total Non-Interest Expense	64.39	59.99	61.45	62.31	54.41	41.25
EBT Excluding Unusual Items	-10.34	-9.09	2.68	14.85	18.17	13.5
Other Unusual Items	-	-	-	-	-	-0.21
Pretax Income	-8.8	-7.56	2.68	16.34	18.17	13.29
Income Tax Expense	-1.42	-0.94	0.55	2.85	3.19	2.95
Earnings From Continuing Operations	-7.38	-6.61	2.13	13.5	14.98	10.34
Minority Interest in Earnings	-	-	0.16	2.15	0.44	-
Net Income	-7.38	-6.61	2.29	15.65	15.42	10.34
Preferred Dividends & Other Adjustments	0	0	0.01	0.14	0.51	0.29
Net Income to Common	-7.38	-6.62	2.28	15.5	14.91	10.05
Net Income Growth	-	-	-85.39%	1.47%	49.11%	14.71%
Basic Shares Outstanding	9	9	9	9	9	9
Diluted Shares Outstanding	9	9	9	9	9	9
Shares Change (YoY)	-0.83%	-1.75%	-2.21%	-0.92%	-1.85%	-5.25%
EPS (Basic)	-0.84	-0.75	0.26	1.71	1.63	1.07
EPS (Diluted)	-0.84	-0.75	0.26	1.71	1.63	1.07
EPS Growth	-	-	-85.06%	4.73%	52.34%	17.58%
Dividend Per Share	0.210	0.280	0.280	0.280	0.250	0.210
Dividend Growth	-25.00%	-	-	12.00%	19.05%	61.54%
Effective Tax Rate	-	-	20.52%	17.42%	17.58%	22.22%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.