Paragon Banking Group PLC (FRA:46P1)

Paragon Banking Group Ratios and Metrics

Market cap in millions EUR. Fiscal year is October - September.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 23, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Market Capitalization	1,852	1,894	1,908	1,216	1,049	1,572
Market Cap Growth	-1.63%	-0.74%	56.85%	15.99%	-33.30%	68.59%
PE Ratio	8.97	9.17	8.54	6.86	2.94	8.20
PS Ratio	3.20	3.27	3.17	2.32	2.16	3.81
PB Ratio	1.14	1.16	1.12	0.75	0.65	1.09
P/FCF Ratio	-	-	0.72	0.49	0.79	1.54
P/OCF Ratio	-	-	0.72	0.49	0.79	1.54
Debt / Equity Ratio	1.25	1.25	0.78	2.22	2.91	3.63
Debt / FCF Ratio	-	-	0.50	1.45	3.53	5.14
Net Debt / Equity Ratio	-0.63	-0.63	-1.27	-0.34	0.99	2.50
Net Debt / FCF Ratio	2.35	2.35	-0.81	-0.22	1.21	3.54
Quick Ratio	1.13	1.13	1.11	1.30	1.48	1.52
Current Ratio	1.13	1.13	1.11	1.30	1.48	1.52
Asset Turnover	0.03	0.03	0.03	0.03	0.03	0.02
Return on Equity (ROE)	12.70%	12.70%	13.14%	10.88%	23.59%	13.72%
Return on Assets (ROA)	0.92%	0.92%	0.99%	0.88%	1.97%	1.07%
Return on Invested Capital (ROIC)	6.05%	6.74%	6.15%	4.07%	3.36%	2.33%
Earnings Yield	11.15%	10.91%	11.71%	14.59%	33.98%	12.19%
FCF Yield	-23.42%	-22.91%	139.54%	205.69%	126.50%	64.92%
Dividend Yield	5.16%	5.25%	5.70%	8.83%	9.02%	6.10%
Payout Ratio	44.93%	44.92%	44.89%	44.12%	21.97%	33.19%
Buyback Yield / Dilution	5.90%	5.90%	5.90%	6.83%	4.63%	-1.99%
Total Shareholder Return	11.06%	11.15%	11.60%	15.65%	13.66%	4.11%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.