Money Forward, Inc. (FRA:47D)

Money Forward Statistics

Total Valuation

Money Forward has a market cap or net worth of EUR 925.12 million. The enterprise value is 882.35 million.

Market Cap	925.12M
Enterprise Value	882.35M

Important Dates

The next estimated earnings date is Monday, April 13, 2026.

Earnings Date	Apr 13, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	55.33M
Shares Outstanding	n/a
Shares Change (YoY)	+2.05%
Shares Change (QoQ)	+2.76%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	36.30M

Valuation Ratios

The trailing PE ratio is 105.54.

PE Ratio	105.54
Forward PE	n/a
PS Ratio	3.33
PB Ratio	3.00
P/TBV Ratio	9.85
P/FCF Ratio	233.63
P/OCF Ratio	111.93
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 45.23, with an EV/FCF ratio of 222.83.

EV / Earnings	100.67
EV / Sales	3.20
EV / EBITDA	45.23
EV / EBIT	n/a
EV / FCF	222.83

Financial Position

The company has a current ratio of 1.58, with a Debt / Equity ratio of 0.61.

Current Ratio	1.58
Quick Ratio	1.38
Debt / Equity	0.61
Debt / EBITDA	14.24
Debt / FCF	47.21
Interest Coverage	-10.08

Financial Efficiency

Return on equity (ROE) is 4.34% and return on invested capital (ROIC) is -4.36%.

Return on Equity (ROE)	4.34%
Return on Assets (ROA)	-1.42%
Return on Invested Capital (ROIC)	-4.36%
Return on Capital Employed (ROCE)	-3.27%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	107,063
Profits Per Employee	3,375
Employee Count	2,597
Asset Turnover	0.43
Inventory Turnover	297.06

Taxes

In the past 12 months, Money Forward has paid 6.69 million in taxes.

Income Tax	6.69M
Effective Tax Rate	35.70%

Stock Price Statistics

The stock price has decreased by -41.01% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-41.01%
50-Day Moving Average	21.75
200-Day Moving Average	27.71
Relative Strength Index (RSI)	33.57
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Money Forward had revenue of EUR 278.04 million and earned 8.77 million in profits. Earnings per share was 0.16.

Revenue	278.04M
Gross Profit	189.03M
Operating Income	-14.65M
Pretax Income	18.74M
Net Income	8.77M
EBITDA	13.12M
EBIT	-14.65M
Earnings Per Share (EPS)	0.16

Balance Sheet

The company has 296.41 million in cash and 186.92 million in debt, with a net cash position of 109.49 million.

Cash & Cash Equivalents	296.41M
Total Debt	186.92M
Net Cash	109.49M
Net Cash Per Share	n/a
Equity (Book Value)	308.50M
Book Value Per Share	4.38
Working Capital	148.01M

Cash Flow

In the last 12 months, operating cash flow was 8.27 million and capital expenditures -4.31 million, giving a free cash flow of 3.96 million.

Operating Cash Flow	8.27M
Capital Expenditures	-4.31M
Free Cash Flow	3.96M
FCF Per Share	n/a

Margins

Gross margin is 67.99%, with operating and profit margins of -5.27% and 3.15%.

Gross Margin	67.99%
Operating Margin	-5.27%
Pretax Margin	6.74%
Profit Margin	3.15%
EBITDA Margin	4.72%
EBIT Margin	-5.27%
FCF Margin	1.42%

Dividends & Yields

Money Forward does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	88.13%
Buyback Yield	-2.05%
Shareholder Yield	-2.05%
Earnings Yield	0.95%
FCF Yield	0.43%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Money Forward has an Altman Z-Score of 2.75 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.75
Piotroski F-Score	4