FRA:4FB Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,310	378.4	379	351.6	178.7
Investment Securities	7,630	4,448	5,268	3,992	2,708
Trading Asset Securities	-	44.9	37.4	45.2	28.1
Mortgage-Backed Securities	-	3,400	3,872	6,406	3,801
Total Investments	7,630	7,893	9,178	10,443	6,536
Gross Loans	15,210	17,856	18,292	18,115	9,344
Allowance for Loan Losses	-191.4	-204.1	-227.7	-220.1	-122.3
Other Adjustments to Gross Loans	-8.3	-11.1	-12.5	-15.6	-12.3
Net Loans	15,010	17,641	18,052	17,879	9,209
Property, Plant & Equipment	406.6	427.2	444.3	444.7	299.6
Goodwill	-	1,101	1,101	1,101	621.6
Other Intangible Assets	1,182	66.8	81.4	97	41.3
Loans Held for Sale	73.6	0.9	47.4	79.9	30.1
Accrued Interest Receivable	-	116.8	129.1	118.3	47.4
Restricted Cash	-	518.2	199	518.9	2,166
Long-Term Deferred Tax Assets	-	118.4	150	210.5	-
Other Real Estate Owned & Foreclosed	3.4	4.3	16.5	12.7	2
Other Long-Term Assets	918.4	694	670.9	832.5	485.7
Total Assets	26,641	29,137	30,671	32,288	19,672
Accounts Payable	-	125.9	156	192.5	72.7
Interest Bearing Deposits	16,009	16,393	16,482	17,076	10,515
Institutional Deposits	792.9	825	811.6	438	186.7
Non-Interest Bearing Deposits	5,287	5,798	6,030	7,560	5,568
Total Deposits	22,088	23,016	23,323	25,074	16,270
Short-Term Borrowings	479.6	657.7	3,513	3,540	1,069
Current Portion of Long-Term Debt	-	1,417	-	-	-
Current Portion of Leases	-	11.5	-	-	-
Accrued Interest Payable	-	47	52.2	14.5	3.7
Other Current Liabilities	-	73.5	97.1	93.8	57.5
Long-Term Debt	146.3	28.4	119.9	119.8	111.4
Federal Home Loan Bank Debt, Long-Term	-	253.9	-	-	-
Long-Term Leases	-	35	0.9	1	1
Trust Preferred Securities	149.8	163.1	163.1	163.1	87
Long-Term Deferred Tax Liabilities	-	-	-	-	9.3
Other Long-Term Liabilities	329.6	5.2	18.4	16.2	3.8
Total Liabilities	23,194	25,833	27,444	29,214	17,685
Common Stock	2,351	2,460	2,449	2,478	945
Retained Earnings	1,274	1,166	1,135	1,073	1,053
Comprehensive Income & Other	-178.1	-321.9	-356.5	-477.1	-11
Shareholders' Equity	3,447	3,304	3,228	3,074	1,987
Total Liabilities & Equity	26,641	29,137	30,671	32,288	19,672
Total Debt	775.7	2,566	3,797	3,823	1,269
Net Cash (Debt)	534	-2,143	-3,381	-3,427	-1,062
Net Cash Per Share	5.19	-20.77	-32.57	-33.16	-17.20
Filing Date Shares Outstanding	101.11	104.53	103.94	104.44	62.21
Total Common Shares Outstanding	101.11	104.59	103.94	104.44	62.2
Book Value Per Share	34.09	31.59	31.05	29.43	31.94
Tangible Book Value	2,265	2,136	2,045	1,876	1,324
Tangible Book Value Per Share	22.40	20.43	19.68	17.96	21.28

Source: S&P Global Market Intelligence. Banks template. Financial Sources.