Beacon Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,042	543.67	133.03	382.96	327.74
Investment Securities	1,689	720.76	714.79	290.75	517.4
Trading Asset Securities	-	103.6	101.49	109.47	74.75
Mortgage-Backed Securities	-	203.83	231.61	-	227.91
Total Investments	1,689	1,028	1,048	400.22	820.06
Gross Loans	18,030	9,779	9,642	7,656	7,165
Allowance for Loan Losses	-252.84	-125.08	-117.52	-98.48	-99.08
Other Adjustments to Gross Loans	-	-	-	-11.3	-10.9
Net Loans	17,777	9,654	9,524	7,546	7,055
Property, Plant & Equipment	245.89	130.31	120.72	90.88	90.87
Goodwill	351.61	241.22	241.22	160.43	160.43
Other Intangible Assets	189.56	17.46	24.21	1.78	2.28
Accrued Interest Receivable	-	37.5	39.1	26.1	16.7
Long-Term Deferred Tax Assets	150.5	56.62	56.95	52.24	38.99
Other Real Estate Owned & Foreclosed	2.59	1.1	1.69	0.41	0.72
Other Long-Term Assets	773.08	195.05	193.38	472.01	78.99
Total Assets	23,220	11,905	11,382	9,186	8,603
Accrued Expenses	301.33	69	59.37	63.53	64.49
Interest Bearing Deposits	15,482	6,596	6,386	4,447	4,802
Institutional Deposits	-	613.2	484	272.2	359.3
Non-Interest Bearing Deposits	4,033	1,692	1,678	1,803	1,888
Total Deposits	19,515	8,902	8,548	6,522	7,050
Short-Term Borrowings	34	184.85	172.42	223.06	199.19
Current Portion of Long-Term Debt	-	1,278	742.1	1,003	114.8
Current Portion of Leases	-	9.16	-	-	-
Long-Term Debt	198.57	84.33	84.19	84.04	83.9
Federal Home Loan Bank Debt, Long-Term	555.79	77.55	481.13	234.52	33.11
Long-Term Leases	90.71	35.63	32	19.48	20.51
Pension & Post-Retirement Benefits	-	11.5	12.4	12.2	15.3
Other Long-Term Liabilities	29.25	31.36	51.89	31.42	26.08
Total Liabilities	20,724	10,683	10,184	8,194	7,607
Common Stock	0.9	0.97	0.97	0.85	0.85
Additional Paid-In Capital	2,172	902.58	902.66	736.07	736.83
Retained Earnings	485.86	458.94	438.72	412.02	342.64
Treasury Stock	-142.58	-87.68	-90.91	-94.87	-84.72
Comprehensive Income & Other	-20	-52.88	-52.8	-61.95	-0.26
Shareholders' Equity	2,496	1,222	1,199	992.13	995.34
Total Liabilities & Equity	23,220	11,905	11,382	9,186	8,603
Total Debt	879.07	1,670	1,512	1,564	451.51
Net Cash (Debt)	1,163	-1,023	-1,277	-1,072	-49.02
Net Cash Per Share	13.25	-11.45	-14.44	-13.86	-0.63
Filing Date Shares Outstanding	84.03	89.98	88.89	88.67	77.61
Total Common Shares Outstanding	84.03	89.98	88.89	76.84	77.61
Book Value Per Share	29.70	13.58	13.48	12.91	12.82
Tangible Book Value	1,955	963.26	933.22	829.92	832.64
Tangible Book Value Per Share	23.26	10.71	10.50	10.80	10.73

Source: S&P Global Market Intelligence. Banks template. Financial Sources.