United Security Bancshares (FRA:4QR)

FRA:4QR Statistics

Total Valuation

FRA:4QR has a market cap or net worth of EUR 158.90 million.

Market Cap	158.90M
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, January 23, 2026.

Earnings Date	Jan 23, 2026
Ex-Dividend Date	Dec 26, 2025

Share Statistics

Current Share Class	17.58M
Shares Outstanding	n/a
Shares Change (YoY)	+0.27%
Shares Change (QoQ)	-1.25%
Owned by Insiders (%)	22.76%
Owned by Institutions (%)	35.45%
Float	13.58M

Valuation Ratios

The trailing PE ratio is 15.18.

PE Ratio	15.18
Forward PE	n/a
PS Ratio	3.86
PB Ratio	1.34
P/TBV Ratio	1.38
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.10%.

Return on Equity (ROE)	9.10%
Return on Assets (ROA)	1.00%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	360,725
Profits Per Employee	91,804
Employee Count	114
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:4QR has paid 3.75 million in taxes.

Income Tax	3.75M
Effective Tax Rate	26.40%

Stock Price Statistics

The stock price has decreased by -3.83% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-3.83%
50-Day Moving Average	8.50
200-Day Moving Average	7.87
Relative Strength Index (RSI)	53.42
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.76

Income Statement

In the last 12 months, FRA:4QR had revenue of EUR 41.12 million and earned 10.47 million in profits. Earnings per share was 0.60.

Revenue	41.12M
Gross Profit	41.12M
Operating Income	15.39M
Pretax Income	14.22M
Net Income	10.47M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.60

Balance Sheet

The company has 103.02 million in cash and 8.22 million in debt, with a net cash position of 94.80 million.

Cash & Cash Equivalents	103.02M
Total Debt	8.22M
Net Cash	94.80M
Net Cash Per Share	n/a
Equity (Book Value)	118.97M
Book Value Per Share	6.77
Working Capital	-811.23M

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	37.42%
Pretax Margin	34.58%
Profit Margin	25.45%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.42, which amounts to a dividend yield of 4.72%.

Dividend Per Share	0.42
Dividend Yield	4.72%
Dividend Growth (YoY)	-6.98%
Years of Dividend Growth	3
Payout Ratio	n/a
Buyback Yield	-0.27%
Shareholder Yield	4.45%
Earnings Yield	6.59%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2