Mebuki Financial Group,Inc. (FRA:5EE)

FRA:5EE Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	149,255	132,194	117,925	110,417	106,422	108,295
Interest Income on Investments	101,609	92,265	65,510	60,707	52,040	47,848
Total Interest Income	250,864	224,459	183,435	171,124	158,462	156,143
Interest Paid on Deposits	26,766	13,968	4,084	2,541	788	1,643
Interest Paid on Borrowings	48,413	49,733	38,470	19,669	2,624	4,332
Total Interest Expense	75,179	63,701	42,554	22,210	3,412	5,975
Net Interest Income	175,685	160,758	140,881	148,914	155,050	150,168
Net Interest Income Growth (YoY)	18.48%	14.11%	-5.39%	-3.96%	3.25%	0.22%
Trust Income	38	34	31	27	45	38
Income From Trading Activities	543	456	576	1,890	4,532	4,252
Gain (Loss) on Sale of Assets	3,073	-137	-276	-238	-423	-346
Gain (Loss) on Sale of Investments	27,095	22,565	18,739	44,050	3,846	3,543
Other Non-Interest Income	128,809	108,119	106,860	110,921	97,731	92,388
Total Non-Interest Income	159,558	131,037	125,930	156,650	105,731	99,875
Non-Interest Income Growth (YoY)	38.06%	4.06%	-19.61%	48.16%	5.86%	-0.08%
Revenues Before Loan Losses	335,243	291,795	266,811	305,564	260,781	250,043
Provision for Loan Losses	868	8,103	6,247	12,341	23,987	24,407
Revenue	334,375	283,692	260,564	293,223	236,794	225,636
Revenue Growth (YoY)	30.27%	8.88%	-11.14%	23.83%	4.95%	-1.31%
Selling, General & Administrative	113,868	109,974	107,600	107,016	114,624	115,763
Other Non-Interest Expense	120,998	91,055	90,199	139,814	57,602	56,112
Total Non-Interest Expense	234,866	201,029	197,799	246,830	172,226	171,875
EBT Excluding Unusual Items	99,509	82,663	62,765	46,393	64,568	53,761
Asset Writedown	-919	-873	-906	-438	-3,814	-1,562
Other Unusual Items	-	-1	-	-	-1	-1
Pretax Income	98,590	81,789	61,859	45,955	60,753	52,198
Income Tax Expense	28,607	23,561	18,493	13,779	17,795	15,720
Earnings From Continuing Operations	69,983	58,228	43,366	32,176	42,958	36,478
Minority Interest in Earnings	-2	-	-	-	-	-
Net Income	69,981	58,228	43,366	32,176	42,958	36,478
Net Income to Common	69,981	58,228	43,366	32,176	42,958	36,478
Net Income Growth	34.95%	34.27%	34.78%	-25.10%	17.76%	0.30%
Basic Shares Outstanding	970	997	1,041	1,076	1,102	1,160
Diluted Shares Outstanding	970	998	1,041	1,076	1,103	1,160
Shares Change (YoY)	-4.40%	-4.17%	-3.28%	-2.42%	-4.96%	-0.71%
EPS (Basic)	72.13	58.38	41.67	29.91	38.97	31.45
EPS (Diluted)	72.13	58.37	41.66	29.89	38.95	31.43
EPS Growth	41.19%	40.11%	39.38%	-23.26%	23.93%	1.00%
Dividend Per Share	21.000	16.000	12.000	11.000	11.000	11.000
Dividend Growth	61.54%	33.33%	9.09%	-	-	-
Effective Tax Rate	29.02%	28.81%	29.89%	29.98%	29.29%	30.12%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.