Harbin Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	79,407	75,869	37,085	56,460	32,008	20,522
Investment Securities	334,983	295,793	278,291	209,547	183,980	163,051
Trading Asset Securities	77,301	82,022	86,559	83,641	63,313	53,590
Total Investments	412,284	377,815	364,850	293,188	247,293	216,641
Gross Loans	391,114	404,954	349,028	307,979	320,828	307,338
Allowance for Loan Losses	-	-23,058	-19,283	-15,848	-15,183	-12,303
Other Adjustments to Gross Loans	-	-2,029	-2,200	-1,977	-2,363	-2,783
Net Loans	391,114	379,867	327,545	290,154	303,282	292,252
Property, Plant & Equipment	7,264	8,109	8,479	8,969	9,077	9,593
Other Intangible Assets	347.12	380.22	436.89	477.98	488.86	402.37
Accrued Interest Receivable	-	6,384	4,712	3,689	4,209	4,786
Other Receivables	-	18,056	16,576	9,069	3,987	1,454
Restricted Cash	-	38,460	42,762	38,447	36,648	47,403
Other Current Assets	-	292.91	471	850.24	322.71	164.03
Long-Term Deferred Tax Assets	7,809	6,172	5,531	4,834	4,356	3,744
Other Real Estate Owned & Foreclosed	-	4,144	4,495	4,145	51.58	-
Other Long-Term Assets	33,501	681.9	385.14	2,450	3,323	1,642
Total Assets	931,727	916,232	813,329	712,733	645,046	598,604
Accrued Expenses	479.72	3,869	3,965	3,413	2,942	3,230
Interest Bearing Deposits	741,285	716,808	666,090	582,420	521,763	483,554
Total Deposits	741,285	716,808	666,090	582,420	521,763	483,554
Short-Term Borrowings	21,399	35,097	11,403	4,276	10,837	1,516
Current Portion of Long-Term Debt	63,254	70,805	49,157	47,362	37,748	39,559
Current Income Taxes Payable	855.31	398.3	234.69	390.69	586.08	885.6
Accrued Interest Payable	-	19,612	14,602	8,032	5,348	7,204
Other Current Liabilities	-	29.85	30.75	74.13	74.57	82.69
Long-Term Debt	32,704	1,138	928.19	721.46	355.04	9,000
Long-Term Leases	-	292.94	338.1	450.89	377.49	467.62
Long-Term Unearned Revenue	-	73.01	140.44	159.46	174.29	191.69
Pension & Post-Retirement Benefits	-	35.39	32.79	35.72	41.23	40.77
Other Long-Term Liabilities	6,380	2,478	2,519	2,078	2,019	1,763
Total Liabilities	866,357	850,636	749,441	649,412	582,266	547,494
Common Stock	10,996	10,996	10,996	10,996	10,996	10,996
Additional Paid-In Capital	7,657	7,421	7,421	7,625	7,625	7,625
Retained Earnings	32,344	31,332	30,947	30,772	30,759	30,494
Comprehensive Income & Other	11,838	13,414	12,241	11,782	11,414	132.62
Total Common Equity	62,835	63,162	61,604	61,174	60,794	49,247
Minority Interest	2,535	2,434	2,284	2,146	1,986	1,862
Shareholders' Equity	65,370	65,596	63,888	63,321	62,780	51,109
Total Liabilities & Equity	931,727	916,232	813,329	712,733	645,046	598,604
Total Debt	117,357	107,333	61,826	52,810	49,318	50,542
Net Cash (Debt)	58,422	50,877	81,858	88,438	46,356	23,730
Net Cash Growth	-	-37.85%	-7.44%	90.78%	95.35%	-
Net Cash Per Share	5.31	4.63	7.44	8.04	4.22	2.16
Filing Date Shares Outstanding	10,996	10,996	10,996	10,996	10,996	10,996
Total Common Shares Outstanding	10,996	10,996	10,996	10,996	10,996	10,996
Book Value Per Share	5.71	5.74	5.60	5.56	5.53	4.48
Tangible Book Value	62,488	62,782	61,167	60,697	60,305	48,845
Tangible Book Value Per Share	5.68	5.71	5.56	5.52	5.48	4.44

Source: S&P Global Market Intelligence. Banks template. Financial Sources.