Harbin Bank Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	1,526	919.67	739.99	554.77	274.13	745.68
Depreciation & Amortization	716.72	716.72	769.68	789.93	742.56	780.53
Gain (Loss) on Sale of Assets	21.77	21.77	7.63	-0.07	-124.94	4.5
Gain (Loss) on Sale of Investments	-2,972	-2,972	-2,031	-1,716	-782.77	-928.88
Total Asset Writedown	102.98	102.98	-	-	101.03	-
Provision for Credit Losses	7,116	7,116	6,048	5,405	243.96	7,816
Change in Other Net Operating Assets	-25,882	-25,882	-33,560	4,908	7,485	-47,415
Other Operating Activities	-45,477	-10,521	-10,575	-8,165	-1,689	-8,011
Operating Cash Flow	-64,847	-30,497	-38,601	1,777	6,250	-47,008
Operating Cash Flow Growth	-	-	-	-71.57%	-	-
Capital Expenditures	-112.41	-391.07	-178.56	-350.31	-534.7	-802.32
Sale of Property, Plant and Equipment	201.34	181.59	5.67	3.75	202.21	13.82
Investment in Securities	-28,597	-29,964	-51,559	-50,484	-29,321	12,870
Other Investing Activities	15,037	13,629	11,794	10,066	8,983	9,343
Investing Cash Flow	-13,471	-16,544	-39,938	-40,765	-20,671	21,424
Long-Term Debt Issued	-	106,410	52,920	109,199	65,828	96,794
Long-Term Debt Repaid	-	-90,347	-58,677	-99,229	-68,479	-108,879
Net Debt Issued (Repaid)	24,881	16,063	-5,757	9,970	-2,650	-12,086
Common Dividends Paid	-739.68	-567.6	-567.6	-534	-8.12	-1,046
Net Increase (Decrease) in Deposit Accounts	51,174	51,174	84,680	56,075	30,447	44,971
Other Financing Activities	-615.87	-615.87	-107.3	-1,032	-1,770	-2,087
Financing Cash Flow	74,699	66,053	78,247	64,479	26,019	29,752
Foreign Exchange Rate Adjustments	12.49	-24.41	-138.3	-38.69	-111.86	-60.31
Net Cash Flow	-3,606	18,987	-428.95	25,452	11,486	4,108
Free Cash Flow	-64,959	-30,888	-38,779	1,426	5,715	-47,810
Free Cash Flow Growth	-	-	-	-75.04%	-	-
Free Cash Flow Margin	-966.92%	-500.61%	-617.13%	22.69%	101.71%	-758.31%
Free Cash Flow Per Share	-5.91	-2.81	-3.53	0.13	0.52	-4.35
Cash Interest Paid	22,083	20,430	19,664	17,127	17,593	15,946
Cash Income Tax Paid	339.99	438.01	522.32	852.41	1,106	1,589

Source: S&P Global Market Intelligence. Banks template. Financial Sources.