Blue Foundry Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	44.09	42.5	46.03	41.18	193.45	316.45
Investment Securities	141.1	162.32	176.96	189.61	208.04	120.82
Trading Asset Securities	4.2	8.82	9.05	11.09	1.31	0.08
Mortgage-Backed Securities	159.89	167.78	140.07	158.34	150.32	130.78
Total Investments	305.19	338.92	326.07	359.04	359.67	251.67
Gross Loans	1,717	1,583	1,561	1,545	1,288	1,284
Allowance for Loan Losses	-13.83	-12.97	-14.15	-13.4	-14.43	-16.96
Net Loans	1,701	1,571	1,547	1,532	1,273	1,267
Property, Plant & Equipment	48.95	52.96	57.65	55.73	53.58	44.45
Accrued Interest Receivable	9.24	8.01	7.6	6.89	5.37	5.75
Other Current Assets	-	-	-	0.92	-	5.3
Long-Term Deferred Tax Assets	-	-	-	-	-	10.02
Other Real Estate Owned & Foreclosed	-	-	0.59	-	-	0.62
Other Long-Term Assets	30.95	29.98	40.11	31.78	28.96	41.18
Total Assets	2,156	2,061	2,045	2,043	1,914	1,943
Interest Bearing Deposits	1,468	1,208	1,144	1,246	1,200	1,260
Institutional Deposits	-	135.7	101	43.1	47.3	96.1
Total Deposits	1,493	1,343	1,245	1,289	1,247	1,356
Short-Term Borrowings	2.4	0.45	1.47	-	1.56	5.55
Current Portion of Long-Term Debt	-	289.5	-	-	-	-
Current Portion of Leases	3.32	3.3	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	301	50	397.5	310.5	185.5	329.4
Long-Term Leases	19.83	21.87	26.78	27.32	26.7	25.54
Pension & Post-Retirement Benefits	-	1.16	1.05	1.07	1.61	1.88
Other Long-Term Liabilities	21.47	18.89	17.63	21.86	22.33	18.4
Total Liabilities	1,841	1,728	1,689	1,650	1,485	1,737
Common Stock	0.29	0.29	0.29	0.29	0.29	0.01
Additional Paid-In Capital	279.9	277.3	273.99	279.45	282.01	0.82
Retained Earnings	145.91	152.43	164.34	171.76	169.46	205.8
Treasury Stock	-76.35	-59.7	-40.02	-12.07	-	-
Comprehensive Income & Other	-35.35	-38.12	-42.96	-45.71	-22.28	-1.03
Shareholders' Equity	314.4	332.2	355.64	393.72	429.47	205.6
Total Liabilities & Equity	2,156	2,061	2,045	2,043	1,914	1,943
Total Debt	326.55	365.12	425.74	337.82	213.76	360.48
Net Cash (Debt)	-278.27	-313.8	-370.67	-285.55	-19	-43.96
Net Cash Per Share	-13.83	-14.61	-15.49	-10.87	-1.56	-439.56
Filing Date Shares Outstanding	18.84	20.18	22.33	25.42	26.33	0.1
Total Common Shares Outstanding	18.84	20.61	22.5	25.42	26.33	0.1
Book Value Per Share	16.68	16.12	15.80	15.49	16.31	2056.00
Tangible Book Value	314.4	332.2	355.64	393.72	429.47	205.6
Tangible Book Value Per Share	16.68	16.12	15.80	15.49	16.31	2056.00

Source: S&P Global Market Intelligence. Banks template. Financial Sources.