RBB Bancorp (FRA:5SZ)

RBB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	238.82	257.75	431.37	83.55	694.37	194.65
Investment Securities	152.77	196.64	163.88	130.88	207.18	160.06
Trading Asset Securities	0.01	-	0.05	0.02	-	-
Mortgage-Backed Securities	254.18	252.81	184.28	154.52	174.54	66.55
Total Investments	406.96	449.45	348.21	285.42	381.71	226.61
Gross Loans	3,143	3,053	3,032	3,338	2,936	2,712
Allowance for Loan Losses	-51.93	-47.73	-41.9	-41.08	-32.91	-29.34
Other Adjustments to Gross Loans	-	-	-	-1.24	-4.8	-5.52
Net Loans	3,091	3,006	2,990	3,295	2,898	2,677
Property, Plant & Equipment	51.09	52.65	55.49	52.46	49.65	27.1
Goodwill	71.5	71.5	71.5	71.5	69.24	69.24
Other Intangible Assets	1.84	2.01	2.8	3.72	4.08	5.2
Loans Held for Sale	0.66	11.25	1.91	-	5.96	49.96
Accrued Interest Receivable	40.89	30.72	25.97	27.67	11.28	32.3
Other Receivables	-	10.31	1.24	-	0.48	-
Long-Term Deferred Tax Assets	19.11	19.06	15.77	16.98	4.86	2.55
Other Real Estate Owned & Foreclosed	4.95	-	-	0.58	0.29	0.29
Other Long-Term Assets	67.47	67.28	66.83	66.83	92.84	49.09
Total Assets	4,009	3,992	4,026	3,919	4,228	3,350
Interest Bearing Deposits	1,721	1,670	1,824	1,453	1,516	1,420
Institutional Deposits	893.1	850.29	811.59	726.23	578.5	597.96
Non-Interest Bearing Deposits	528.21	563.01	539.62	798.74	1,291	617.21
Total Deposits	3,143	3,084	3,175	2,978	3,386	2,635
Current Portion of Long-Term Debt	160	150	-	70	-	-
Current Portion of Leases	3.92	5.35	-	-	-	-
Accrued Interest Payable	5.45	7.95	11.67	3.71	1.86	16.4
Long-Term Debt	119.62	119.53	119.15	173.59	173.01	104.39
Federal Home Loan Bank Debt, Long-Term	-	50	150	150	150	150
Long-Term Leases	24.57	24.36	31.19	26.52	23.28	-
Trust Preferred Securities	15.21	15.16	14.94	14.72	14.5	14.28
Other Long-Term Liabilities	27.7	28.47	13.06	18.27	13.33	1.38
Total Liabilities	3,499	3,485	3,515	3,434	3,762	2,922
Common Stock	260.28	259.96	271.93	276.91	282.34	284.26
Additional Paid-In Capital	3.36	3.65	3.62	3.36	4.6	4.93
Retained Earnings	263.89	264.46	255.15	225.88	181.33	138.09
Comprehensive Income & Other	-17.3	-20.26	-19.51	-21.67	-1.66	1.13
Total Common Equity	510.23	507.81	511.19	484.49	466.61	428.42
Minority Interest	0.07	0.07	0.07	0.07	0.07	0.07
Shareholders' Equity	510.31	507.88	511.26	484.56	466.68	428.49
Total Liabilities & Equity	4,009	3,992	4,026	3,919	4,228	3,350
Total Debt	323.32	364.39	315.28	434.83	360.79	268.67
Net Cash (Debt)	-83.89	-106.05	116.74	-350.66	334.18	-73.42
Net Cash Per Share	-4.67	-5.83	6.15	-18.14	16.85	-3.69
Filing Date Shares Outstanding	17.74	17.73	18.62	18.99	19.45	19.52
Total Common Shares Outstanding	17.74	17.72	18.61	18.97	19.46	19.57
Book Value Per Share	28.76	28.66	27.47	25.55	23.98	21.90
Tangible Book Value	436.9	434.3	436.9	409.28	393.29	353.98
Tangible Book Value Per Share	24.63	24.51	23.48	21.58	20.21	18.09

Source: S&P Global Market Intelligence. Banks template. Financial Sources.