RBB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	212.32	257.75	431.37	83.55	694.37
Investment Securities	411.99	196.64	163.88	130.88	207.18
Trading Asset Securities	-	-	0.05	0.02	-
Mortgage-Backed Securities	-	252.81	184.28	154.52	174.54
Total Investments	411.99	449.45	348.21	285.42	381.71
Gross Loans	3,314	3,053	3,032	3,338	2,936
Allowance for Loan Losses	-43.89	-47.73	-41.9	-41.08	-32.91
Other Adjustments to Gross Loans	-	-	-	-1.24	-4.8
Net Loans	3,270	3,006	2,990	3,295	2,898
Property, Plant & Equipment	46.57	52.65	55.49	52.46	49.65
Goodwill	71.5	71.5	71.5	71.5	69.24
Other Intangible Assets	1.34	2.01	2.8	3.72	4.08
Loans Held for Sale	2.07	11.25	1.91	-	5.96
Accrued Interest Receivable	100.26	30.72	25.97	27.67	11.28
Other Receivables	-	10.31	1.24	-	0.48
Long-Term Deferred Tax Assets	-	19.06	15.77	16.98	4.86
Other Real Estate Owned & Foreclosed	8.83	-	-	0.58	0.29
Other Long-Term Assets	68.01	67.28	66.83	66.83	92.84
Total Assets	4,208	3,992	4,026	3,919	4,228
Interest Bearing Deposits	1,931	1,670	1,824	1,453	1,516
Institutional Deposits	892.89	850.29	811.59	726.23	578.5
Non-Interest Bearing Deposits	526.54	563.01	539.62	798.74	1,291
Total Deposits	3,350	3,084	3,175	2,978	3,386
Current Portion of Long-Term Debt	-	150	-	70	-
Current Portion of Leases	-	5.35	-	-	-
Accrued Interest Payable	43.92	7.95	11.67	3.71	1.86
Long-Term Debt	119.91	119.53	119.15	173.59	173.01
Federal Home Loan Bank Debt, Long-Term	130	50	150	150	150
Long-Term Leases	24.8	24.36	31.19	26.52	23.28
Trust Preferred Securities	15.38	15.16	14.94	14.72	14.5
Other Long-Term Liabilities	0.48	28.47	13.06	18.27	13.33
Total Liabilities	3,685	3,485	3,515	3,434	3,762
Common Stock	250.69	259.96	271.93	276.91	282.34
Additional Paid-In Capital	3.94	3.65	3.62	3.36	4.6
Retained Earnings	282.02	264.46	255.15	225.88	181.33
Comprehensive Income & Other	-13.32	-20.26	-19.51	-21.67	-1.66
Total Common Equity	523.34	507.81	511.19	484.49	466.61
Minority Interest	0.07	0.07	0.07	0.07	0.07
Shareholders' Equity	523.41	507.88	511.26	484.56	466.68
Total Liabilities & Equity	4,208	3,992	4,026	3,919	4,228
Total Debt	290.09	364.39	315.28	434.83	360.79
Net Cash (Debt)	-77.17	-106.05	116.74	-350.66	334.18
Net Cash Per Share	-4.41	-5.83	6.15	-18.14	16.85
Filing Date Shares Outstanding	17.06	17.73	18.62	18.99	19.45
Total Common Shares Outstanding	17.06	17.72	18.61	18.97	19.46
Book Value Per Share	30.68	28.66	27.47	25.55	23.98
Tangible Book Value	450.5	434.3	436.9	409.28	393.29
Tangible Book Value Per Share	26.41	24.51	23.48	21.58	20.21

Source: S&P Global Market Intelligence. Banks template. Financial Sources.