RBB Bancorp (FRA:5SZ)

RBB Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	26.67	42.47	64.33	56.91
Depreciation & Amortization	9.25	9.63	11.02	13.54
Gain (Loss) on Sale of Assets	-1.02	-0.17	-0.76	-
Gain (Loss) on Sale of Investments	-4.29	-5.42	-0.43	0.17
Total Asset Writedown	-	-	-	-0.42
Provision for Credit Losses	9.86	3.36	4.94	3.96
Net Decrease (Increase) in Loans Originated / Sold - Operating	27.7	3.69	21.02	143.37
Change in Other Net Operating Assets	-6.32	-6.14	-6.22	-6.13
Other Operating Activities	-3.13	3.5	0.97	-0.31
Operating Cash Flow	58.5	51.29	93.81	202.18
Operating Cash Flow Growth	14.04%	-45.32%	-53.60%	62.37%
Capital Expenditures	-0.79	-0.65	-2.07	-1.99
Sale of Property, Plant and Equipment	-	0.03	1.05	-
Cash Acquisitions	-	-	71.35	-
Investment in Securities	-101.77	-53	83.41	-161.64
Net Decrease (Increase) in Loans Originated / Sold - Investing	-61.25	296.69	-411.32	-315.55
Other Investing Activities	0.49	-0.48	-2.61	-25
Investing Cash Flow	-160.39	243.31	-260.17	-504.18
Long-Term Debt Issued	50	80	570	118.11
Total Debt Issued	50	80	570	118.11
Long-Term Debt Repaid	-	-205	-500	-50
Total Debt Repaid	-	-205	-500	-50
Net Debt Issued (Repaid)	50	-125	70	68.11
Issuance of Common Stock	1.84	0.3	5.48	3.48
Repurchase of Common Stock	-20.78	-6.8	-19.82	-10.54
Common Dividends Paid	-11.72	-12.16	-10.74	-9.95
Net Increase (Decrease) in Deposit Accounts	-91.07	196.9	-489.38	750.63
Financing Cash Flow	-71.74	53.22	-444.47	801.72
Net Cash Flow	-173.63	347.83	-610.82	499.72
Free Cash Flow	57.71	50.64	91.75	200.19
Free Cash Flow Growth	13.96%	-44.80%	-54.17%	66.40%
Free Cash Flow Margin	55.04%	38.67%	58.86%	143.88%
Free Cash Flow Per Share	3.17	2.67	4.75	10.09
Cash Interest Paid	120.92	93.72	29.73	22.51
Cash Income Tax Paid	6.23	21.39	24.02	25.79

Source: S&P Global Market Intelligence. Banks template. Financial Sources.