FRA:5UI Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	1,444	1,393	1,271	1,149	1,058	947.34
Total Interest & Dividend Income	67.21	59.15	48.45	25.79	12.54	20.39
Gain (Loss) on Sale of Investments	-1.44	8.62	10.82	-12.8	1.86	63.38
Other Revenue	71.28	60.2	61.5	60.86	49.28	41.66
Total Revenue	1,581	1,521	1,392	1,223	1,122	1,073
Revenue Growth (YoY)	4.61%	9.27%	13.82%	8.99%	4.58%	14.20%
Policy Benefits	1,050	1,087	992.64	938.4	779.21	758.81
Selling, General & Administrative	333.97	333.97	301.15	300.17	307.78	280.94
Total Operating Expenses	1,412	1,429	1,297	1,243	1,093	1,048
Operating Income	168.4	91.09	94.88	-20.64	29.05	24.33
Interest Expense	-6.44	-6.48	-6.53	-6.61	-0.64	-0.1
EBT Excluding Unusual Items	161.96	84.61	88.35	-27.25	28.41	24.23
Pretax Income	161.96	84.61	88.35	-27.25	28.41	24.23
Income Tax Expense	39.58	25.68	21.53	-4.99	8.01	5.13
Net Income	122.38	58.93	66.82	-22.26	20.41	19.11
Preferred Dividends & Other Adjustments	0.01	0.01	0.01	0.01	0.01	0.01
Net Income to Common	122.37	58.92	66.81	-22.27	20.4	19.1
Net Income Growth	67.85%	-11.82%	-	-	6.82%	-58.93%
Shares Outstanding (Basic)	28	28	30	31	31	32
Shares Outstanding (Diluted)	29	29	30	31	31	32
Shares Change (YoY)	-1.32%	-2.90%	-1.96%	-1.78%	-2.08%	-6.60%
EPS (Basic)	4.37	2.07	2.24	-0.72	0.65	0.60
EPS (Diluted)	4.23	2.01	2.22	-0.72	0.65	0.60
EPS Growth	70.32%	-9.46%	-	-	8.53%	-55.96%
Free Cash Flow	249.82	129.99	66.95	319.62	227.15	12.13
Free Cash Flow Per Share	8.63	4.44	2.22	10.39	7.26	0.38
Dividend Per Share	0.640	0.640	0.640	0.640	0.640	0.640
Operating Margin	10.65%	5.99%	6.82%	-1.69%	2.59%	2.27%
Profit Margin	7.74%	3.88%	4.80%	-1.82%	1.82%	1.78%
Free Cash Flow Margin	15.80%	8.55%	4.81%	26.14%	20.25%	1.13%
EBITDA	174.57	97.2	102.19	-13.34	35.96	29.43
EBITDA Margin	11.04%	6.39%	7.34%	-1.09%	3.21%	2.74%
D&A For EBITDA	6.18	6.12	7.31	7.3	6.91	5.11
EBIT	168.4	91.09	94.88	-20.64	29.05	24.33
EBIT Margin	10.65%	5.99%	6.82%	-1.69%	2.59%	2.27%
Effective Tax Rate	24.44%	30.35%	24.37%	-	28.18%	21.15%
Revenue as Reported	1,581	1,521	1,392	1,223	1,122	1,073

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.