Universal Insurance Holdings, Inc. (FRA:5UI)

FRA:5UI Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 12, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	648	575	422	302	466	387
Market Cap Growth	12.92%	36.37%	39.55%	-35.10%	20.37%	-53.27%
Enterprise Value	384	351	215	114	275	63
PE Ratio	10.50	10.11	6.98	-	25.98	24.80
PS Ratio	0.45	0.39	0.34	0.26	0.47	0.44
PB Ratio	1.66	1.60	1.37	1.12	1.23	1.05
P/FCF Ratio	2.97	4.58	6.97	1.01	2.33	39.03
P/OCF Ratio	2.90	4.34	6.57	1.00	2.26	16.13
EV/Sales Ratio	0.28	0.24	0.17	0.10	0.28	0.07
EV/EBITDA Ratio	4.08	3.74	2.32	-	8.69	2.62
EV/EBIT Ratio	4.33	3.99	2.50	-	10.75	3.17
EV/FCF Ratio	1.76	2.80	3.54	0.38	1.38	6.36
Debt / Equity Ratio	0.24	0.27	0.34	0.36	0.30	0.15
Debt / EBITDA Ratio	0.98	1.04	1.14	-	3.63	2.31
Debt / FCF Ratio	0.44	0.78	1.74	0.32	0.57	5.59
Quick Ratio	0.26	0.17	0.27	0.19	0.22	0.21
Current Ratio	0.58	0.64	0.53	0.64	0.51	0.53
Asset Turnover	0.64	0.59	0.54	0.49	0.59	0.62
Return on Equity (ROE)	16.95%	16.49%	21.24%	-6.20%	4.64%	4.05%
Return on Assets (ROA)	2.56%	2.21%	2.28%	-0.52%	0.95%	0.87%
Return on Capital (ROIC)	12.48%	12.21%	13.98%	-2.71%	3.37%	2.74%
Earnings Yield	9.52%	9.89%	14.33%	-6.89%	3.85%	4.04%
Earnings Yield	9.52%	9.89%	14.33%	-6.89%	3.85%	4.04%
FCF Yield	33.68%	21.82%	14.36%	98.91%	42.87%	2.56%
Dividend Yield	3.10%	3.20%	4.23%	6.85%	4.51%	5.50%
Payout Ratio	33.77%	37.89%	34.85%	-	118.59%	128.54%
Buyback Yield / Dilution	2.43%	2.90%	1.96%	1.78%	2.08%	6.60%
Total Shareholder Return	5.52%	6.09%	6.20%	8.62%	6.59%	12.11%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.