Chesnara Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	261.9	261.9	228	225.1	196.17	250.46
Total Interest & Dividend Income	-1,006	-331	-299	535.8	46.18	47.73
Gain (Loss) on Sale of Investments	1,271	1,271	1,013	-1,554	1,127	206.8
Other Revenue	-173.6	-830.3	-572.6	1,034	130.91	128.19
Total Revenue	353.6	371.8	369.5	240.6	1,500	633.17
Revenue Growth (YoY)	-13.69%	0.62%	53.57%	-83.96%	136.91%	-56.08%
Policy Benefits	200.7	216	175.7	182.7	1,368	474.52
Policy Acquisition & Underwriting Costs	3.3	3.6	3.4	3.5	32.21	32.17
Amortization of Goodwill & Intangibles	-	-	-	-	0.06	0.06
Selling, General & Administrative	-	-	-	-	67.93	70.95
Other Operating Expenses	148.9	134	185.6	118.4	0.33	0.37
Total Operating Expenses	352.9	353.6	364.7	304.6	1,469	578.07
Operating Income	0.7	18.2	4.8	-64	31.16	55.09
Interest Expense	-11	-11.1	-11	-10.5	-2.27	-2.3
EBT Excluding Unusual Items	-10.3	7.1	-6.2	-74.5	28.88	52.8
Asset Writedown	13.7	13.7	1.2	-3	0.02	-28.6
Other Unusual Items	-	-	6.7	15.4	-0.09	0.39
Pretax Income	3.4	20.8	1.7	-62.1	28.81	24.59
Income Tax Expense	10.7	16.9	-16.9	-28.4	1.52	3.39
Net Income	-7.3	3.9	18.6	-33.7	27.29	21.19
Net Income to Common	-7.3	3.9	18.6	-33.7	27.29	21.19
Net Income Growth	-	-79.03%	-	-	28.80%	-73.22%
Shares Outstanding (Basic)	151	151	151	150	150	150
Shares Outstanding (Diluted)	151	153	152	150	152	151
Shares Change (YoY)	-1.26%	0.79%	1.22%	-0.91%	0.35%	0.17%
EPS (Basic)	-0.05	0.03	0.12	-0.22	0.18	0.14
EPS (Diluted)	-0.05	0.03	0.12	-0.22	0.18	0.14
EPS Growth	-	-79.41%	-	-	28.30%	-73.26%
Free Cash Flow	71	37.8	-35.7	-43.1	22.96	51.64
Free Cash Flow Per Share	0.47	0.25	-0.23	-0.29	0.15	0.34
Dividend Per Share	0.238	0.247	0.240	0.233	0.226	0.219
Dividend Growth	-1.82%	3.00%	2.96%	3.01%	3.01%	3.00%
Operating Margin	0.20%	4.90%	1.30%	-26.60%	2.08%	8.70%
Profit Margin	-2.06%	1.05%	5.03%	-14.01%	1.82%	3.35%
Free Cash Flow Margin	20.08%	10.17%	-9.66%	-17.91%	1.53%	8.16%
EBITDA	10.4	24.8	13.1	-56.1	31.96	55.79
EBITDA Margin	2.94%	6.67%	3.55%	-23.32%	2.13%	8.81%
D&A For EBITDA	9.7	6.6	8.3	7.9	0.8	0.7
EBIT	0.7	18.2	4.8	-64	31.16	55.09
EBIT Margin	0.20%	4.90%	1.30%	-26.60%	2.08%	8.70%
Effective Tax Rate	314.71%	81.25%	-	-	5.27%	13.80%
Revenue as Reported	-	-	-	-	1,506	637.91

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.