PensionBee Group Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 20, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	420	458	253	135	353	-
Market Cap Growth	-4.65%	81.19%	86.76%	-61.60%	-	-
Enterprise Value	381	445	237	103	287	-
Last Close Price	1.72	1.73	1.02	0.57	1.52	-
PS Ratio	9.80	11.41	9.22	6.80	23.22	-
PB Ratio	11.20	11.03	14.49	5.11	6.77	-
P/TBV Ratio	11.42	11.12	14.49	5.11	6.77	-
P/FCF Ratio	79.08	97.20	-	-	-	-
P/OCF Ratio	76.12	94.37	-	-	-	-
EV/Sales Ratio	9.06	11.10	8.64	5.19	18.91	-
EV/FCF Ratio	71.76	94.48	-	-	-	-
Debt / Equity Ratio	0.01	0.01	0.03	0.02	0.02	0.02
Debt / FCF Ratio	0.05	0.08	-	-	-	-
Net Debt / Equity Ratio	-1.06	-1.01	-0.78	-0.88	-0.98	-1.03
Net Debt / EBITDA Ratio	6.95	12.15	1.12	0.96	2.09	0.52
Net Debt / FCF Ratio	-7.45	-8.90	1.33	0.94	2.17	0.63
Asset Turnover	1.30	1.13	1.11	0.48	0.46	0.62
Quick Ratio	4.97	5.65	7.56	14.28	14.66	3.75
Current Ratio	5.13	5.97	8.54	14.82	14.94	3.93
Return on Equity (ROE)	-20.10%	-12.67%	-54.65%	-65.80%	-98.06%	-158.01%
Return on Assets (ROA)	-11.11%	-6.39%	-31.02%	-37.06%	-45.94%	-78.90%
Return on Capital Employed (ROCE)	-15.60%	-8.70%	-69.00%	-90.50%	-46.40%	-198.70%
Earnings Yield	-1.26%	-0.83%	-4.81%	-18.44%	-8.32%	-
FCF Yield	1.26%	1.03%	-4.06%	-18.35%	-6.65%	-
Buyback Yield / Dilution	-3.94%	-1.34%	-0.60%	-6.97%	-20.19%	-80669.35%

Source: S&P Global Market Intelligence. Standard template. Financial Sources.