nCino Balance Sheet

Financials in millions USD. Fiscal year is February - January.

Millions USD. Fiscal year is Feb - Jan.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '25 Oct 31, 2025	Jan '25 Jan 31, 2025	Jan '24 Jan 31, 2024	Jan '23 Jan 31, 2023	Jan '22 Jan 31, 2022	Jan '21 Jan 31, 2021
Cash & Equivalents	87.59	120.93	112.09	82.04	88.01	371.43
Cash & Short-Term Investments	87.59	120.93	112.09	82.04	88.01	371.43
Cash Growth	-66.04%	7.89%	36.63%	-6.79%	-76.30%	307.34%
Accounts Receivable	85.66	144.83	112.42	98.75	73.43	55
Other Receivables	1.29	1.96	0.56	0.75	1.1	1.82
Receivables	86.95	146.79	112.98	99.5	74.53	56.82
Prepaid Expenses	19.74	21.07	15.17	16.27	13.38	9.13
Other Current Assets	14.94	13.46	10.54	9.39	7.58	4.86
Total Current Assets	209.22	302.25	250.78	207.19	183.51	442.23
Property, Plant & Equipment	89.26	90.98	98.41	94.95	73.85	29.94
Long-Term Investments	7.26	9.63	9.65	6.91	4.42	-
Goodwill	1,071	1,019	838.87	839.44	841.49	57.15
Other Intangible Assets	142.84	154.57	115.57	152.83	180.12	23.14
Long-Term Deferred Tax Assets	-	6.2	4.14	-	0.11	0
Long-Term Deferred Charges	25.15	23.74	17.43	18.23	16.4	10.19
Other Long-Term Assets	16.29	3.64	5.59	7.72	1.12	0.75
Total Assets	1,561	1,610	1,340	1,327	1,301	563.4
Accounts Payable	12.53	13.64	11.84	11.88	11.37	6
Accrued Expenses	37.54	38.67	25.13	32.22	36.2	20.03
Current Portion of Leases	5.96	6.83	5.12	4.89	4.17	0.32
Current Income Taxes Payable	-	1.2	2	1.3	-	-
Current Unearned Revenue	152.07	191.17	170.94	154.87	122.64	89.14
Other Current Liabilities	-	-	-	-	-	0.2
Total Current Liabilities	208.08	251.51	215.04	205.16	174.38	115.69
Long-Term Debt	203.5	166	-	30	-	-
Long-Term Leases	59.92	63.99	69.1	61.65	44.68	15.94
Long-Term Unearned Revenue	0.12	0.27	-	-	0.04	0.95
Long-Term Deferred Tax Liabilities	18.02	13.85	3.69	2.8	1.68	0.37
Other Long-Term Liabilities	17.62	17.16	-	-	9.74	1.49
Total Liabilities	507.25	512.78	287.83	299.6	230.51	134.43
Common Stock	0.06	0.06	0.06	0.06	0.06	0.05
Additional Paid-In Capital	1,527	1,474	1,401	1,334	1,277	585.96
Retained Earnings	-384.39	-385.34	-352.76	-310.34	-209.62	-161.06
Comprehensive Income & Other	-0.76	0.18	1	0.69	-0.07	0.24
Total Common Equity	1,041	1,089	1,049	1,024	1,068	425.18
Minority Interest	12.44	8.29	3.43	3.59	2.88	3.79
Shareholders' Equity	1,054	1,098	1,053	1,028	1,071	428.97
Total Liabilities & Equity	1,561	1,610	1,340	1,327	1,301	563.4
Total Debt	269.37	236.82	74.23	96.54	48.85	16.26
Net Cash (Debt)	-181.78	-115.9	37.86	-14.5	39.17	355.16
Net Cash Growth	-	-	-	-	-88.97%	289.50%
Net Cash Per Share	-1.59	-1.01	0.34	-0.13	0.40	4.05
Filing Date Shares Outstanding	114.68	116.45	114.22	111.87	109.96	94.37
Total Common Shares Outstanding	114.43	116	113.68	111.42	109.78	93.64
Working Capital	1.14	50.74	35.74	2.04	9.13	326.54
Book Value Per Share	9.10	9.39	9.23	9.19	9.73	4.54
Tangible Book Value	-172.51	-84.63	94.74	31.81	46.02	344.89
Tangible Book Value Per Share	-1.51	-0.73	0.83	0.29	0.42	3.68
Buildings	56.38	56.38	56.38	56.38	33.98	16.3
Machinery	18.39	18.91	20.08	19.09	15	11.75
Construction In Progress	-	0.63	0.17	0.67	13.08	0.28
Leasehold Improvements	30.14	28.05	27.71	28.7	14.11	11.58

Source: S&P Global Market Intelligence. Standard template. Financial Sources.