nCino, Inc. (FRA:6NCA)

nCino Statistics

Total Valuation

nCino has a market cap or net worth of EUR 2.44 billion. The enterprise value is 2.58 billion.

Market Cap	2.44B
Enterprise Value	2.58B

Important Dates

The next estimated earnings date is Wednesday, December 3, 2025.

Earnings Date	Dec 3, 2025
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	115.81M
Shares Outstanding	n/a
Shares Change (YoY)	+1.10%
Shares Change (QoQ)	-1.13%
Owned by Insiders (%)	2.73%
Owned by Institutions (%)	107.17%
Float	105.82M

Valuation Ratios

PE Ratio	n/a
Forward PE	27.32
PS Ratio	4.88
PB Ratio	2.62
P/TBV Ratio	n/a
P/FCF Ratio	46.75
P/OCF Ratio	41.21
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 60.25, with an EV/FCF ratio of 49.34.

EV / Earnings	-87.87
EV / Sales	5.23
EV / EBITDA	60.25
EV / EBIT	n/a
EV / FCF	49.34

Financial Position

The company has a current ratio of 1.03, with a Debt / Equity ratio of 0.25.

Current Ratio	1.03
Quick Ratio	0.89
Debt / Equity	0.25
Debt / EBITDA	5.42
Debt / FCF	4.51
Interest Coverage	0.09

Financial Efficiency

Return on equity (ROE) is -2.56% and return on invested capital (ROIC) is 0.06%.

Return on Equity (ROE)	-2.56%
Return on Assets (ROA)	0.05%
Return on Invested Capital (ROIC)	0.06%
Return on Capital Employed (ROCE)	0.09%
Revenue Per Employee	273,334
Profits Per Employee	-16,004
Employee Count	1,833
Asset Turnover	0.38
Inventory Turnover	n/a

Taxes

In the past 12 months, nCino has paid 3.90 million in taxes.

Income Tax	3.90M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -46.97% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-46.97%
50-Day Moving Average	22.19
200-Day Moving Average	23.76
Relative Strength Index (RSI)	40.45
Average Volume (20 Days)	4

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	6.51

Income Statement

In the last 12 months, nCino had revenue of EUR 501.02 million and -29.34 million in losses. Loss per share was -0.25.

Revenue	501.02M
Gross Profit	301.77M
Operating Income	1.07M
Pretax Income	-20.08M
Net Income	-29.34M
EBITDA	36.51M
EBIT	1.07M
Loss Per Share	-0.25

Balance Sheet

The company has 107.47 million in cash and 235.58 million in debt, giving a net cash position of -128.11 million.

Cash & Cash Equivalents	107.47M
Total Debt	235.58M
Net Cash	-128.11M
Net Cash Per Share	n/a
Equity (Book Value)	932.91M
Book Value Per Share	8.00
Working Capital	5.64M

Cash Flow

In the last 12 months, operating cash flow was 59.28 million and capital expenditures -7.03 million, giving a free cash flow of 52.25 million.

Operating Cash Flow	59.28M
Capital Expenditures	-7.03M
Free Cash Flow	52.25M
FCF Per Share	n/a

Margins

Gross margin is 60.23%, with operating and profit margins of 0.21% and -5.86%.

Gross Margin	60.23%
Operating Margin	0.21%
Pretax Margin	-4.01%
Profit Margin	-5.86%
EBITDA Margin	7.29%
EBIT Margin	0.21%
FCF Margin	10.43%

Dividends & Yields

nCino does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-1.10%
Shareholder Yield	-1.10%
Earnings Yield	-1.20%
FCF Yield	2.14%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

nCino has an Altman Z-Score of 3.96 and a Piotroski F-Score of 5.

Altman Z-Score	3.96
Piotroski F-Score	5