Shengjing Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	31,780	32,620	38,377	43,348	40,916	42,534
Interest Paid on Deposits	24,744	25,733	29,511	30,494	28,528	27,976
Net Interest Income	7,036	6,887	8,866	12,854	12,388	14,558
Net Interest Income Growth (YoY)	14.90%	-22.33%	-31.02%	3.76%	-14.91%	-10.96%
Income From Trading Activities	-1,773	-2,594	-564.61	171.36	-708.32	-732.92
Gain (Loss) on Sale of Assets	33.38	0.21	0.06	0.04	32.56	137.03
Gain (Loss) on Sale of Investments	2,588	4,047	1,520	2,815	3,293	1,592
Other Non-Interest Income	457.42	236.46	217.74	313.22	461.51	712.15
Total Non-Interest Income	1,306	1,690	1,174	3,299	3,079	1,708
Non-Interest Income Growth (YoY)	-1.98%	44.00%	-64.43%	7.16%	80.22%	-63.32%
Revenues Before Loan Losses	8,342	8,577	10,040	16,153	15,467	16,267
Provision for Loan Losses	1,697	1,747	3,120	9,172	9,508	10,625
Revenue	6,646	6,830	6,920	6,981	5,959	5,641
Revenue Growth (YoY)	-3.29%	-1.31%	-0.88%	17.17%	5.62%	-47.64%
Salaries and Employee Benefits	3,051	3,066	3,110	3,191	3,078	2,832
Occupancy Expenses	724.08	745.11	712.05	737.72	728.91	726.45
Selling, General & Administrative	1,719	1,702	1,841	1,530	1,801	1,281
Other Non-Interest Expense	78.13	346.03	336.64	331.25	247.59	209.87
Total Non-Interest Expense	5,572	5,859	6,000	5,790	5,855	5,050
EBT Excluding Unusual Items	1,073	970.29	920.37	1,191	103.6	591.36
Pretax Income	1,073	970.29	920.37	1,191	103.6	591.36
Income Tax Expense	513.26	326.87	155.61	171.98	-327.29	-640.58
Earnings From Continuing Operations	560.21	643.43	764.76	1,019	430.88	1,232
Minority Interest in Earnings	-22.22	-22.38	-32.33	-39.37	-28.92	-28.16
Net Income	537.99	621.05	732.43	979.9	401.96	1,204
Net Income to Common	537.99	621.05	732.43	979.9	401.96	1,204
Net Income Growth	-5.81%	-15.21%	-25.25%	143.78%	-66.61%	-77.89%
Basic Shares Outstanding	8,797	8,797	8,797	8,797	8,797	8,797
Diluted Shares Outstanding	8,797	8,797	8,797	8,797	8,797	8,797
Shares Change (YoY)	-	-	-	-	-	44.77%
EPS (Basic)	0.06	0.07	0.08	0.11	0.05	0.14
EPS (Diluted)	0.06	0.07	0.08	0.11	0.05	0.14
EPS Growth	-5.81%	-15.21%	-25.25%	143.78%	-66.61%	-84.72%
Effective Tax Rate	47.81%	33.69%	16.91%	14.44%	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.