Business First Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	65.11	71.04	54.26	52.14
Depreciation & Amortization	5.26	4.67	4.82	4.16
Gain (Loss) on Sale of Assets	-0.09	-1.16	0.09	0.91
Gain (Loss) on Sale of Investments	2.13	6.76	6.05	6.64
Provision for Credit Losses	10.87	4.48	10.89	8.05
Accrued Interest Receivable	-3.08	-4.25	-3.47	4.3
Change in Other Net Operating Assets	-0.38	9.76	5.92	-1.96
Other Operating Activities	-6.34	-11.91	-11.25	-7.93
Operating Cash Flow	61.4	92.43	69.58	56.44
Operating Cash Flow Growth	-33.57%	32.84%	23.27%	92.38%
Capital Expenditures	-1.56	-11.65	-7.78	-3.97
Cash Acquisitions	96.82	-	163.46	-7.26
Investment in Securities	-49.72	20.65	18.82	-403.57
Income (Loss) Equity Investments	-2.2	-3.05	-1.55	-2.4
Divestitures	-	-14.51	-	-13.73
Net Decrease (Increase) in Loans Originated / Sold - Investing	-294.94	-379.07	-1,070	-187.63
Other Investing Activities	-45.52	-136.56	195.34	-66.84
Investing Cash Flow	-294.91	-521.14	-700.52	-675.35
Short-Term Debt Issued	3.74	300	15.14	-
Long-Term Debt Issued	122.49	-	327.2	91.52
Total Debt Issued	126.22	300	342.35	91.52
Short-Term Debt Repaid	-300	-15.38	-0.01	-7.7
Long-Term Debt Repaid	-	-207.8	-	-6
Total Debt Repaid	-300	-223.18	-0.01	-13.7
Net Debt Issued (Repaid)	-173.78	76.82	342.34	77.82
Issuance of Common Stock	-	-	48.49	3.56
Repurchase of Common Stock	-	-	-	-10.92
Preferred Stock Issued	-	-	71.93	-
Common Dividends Paid	-14.86	-12.66	-10.82	-9.44
Preferred Dividends Paid	-5.4	-5.4	-1.35	-
Total Dividends Paid	-20.26	-18.06	-12.17	-9.44
Net Increase (Decrease) in Deposit Accounts	520.57	444.78	265.83	480.12
Other Financing Activities	-0.03	-1.46	-1.1	-2.99
Financing Cash Flow	326.5	502.08	715.31	538.16
Net Cash Flow	92.99	73.37	84.37	-80.76
Free Cash Flow	59.84	80.78	61.8	52.47
Free Cash Flow Growth	-25.92%	30.72%	17.77%	98.99%
Free Cash Flow Margin	22.95%	32.86%	28.35%	28.89%
Free Cash Flow Per Share	2.26	3.19	2.71	2.54
Cash Interest Paid	196.25	125.45	35.8	17.7
Cash Income Tax Paid	17.35	16.1	13.55	15.71

Source: S&P Global Market Intelligence. Banks template. Financial Sources.