Eagle Bancorp Montana, Inc. (FRA:8F5)

Eagle Bancorp Montana Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	95.32	92.28	79.42	60.35	45.13	45.38
Interest Income on Investments	11.35	11.93	12.19	9.11	4.61	4.27
Total Interest Income	106.67	104.21	91.62	69.46	49.75	49.65
Interest Paid on Deposits	28.15	27.84	17.86	3.12	1.47	3.61
Interest Paid on Borrowings	10.87	12.94	11.28	3.03	1.73	2.87
Total Interest Expense	39.03	40.77	29.14	6.15	3.21	6.48
Net Interest Income	67.64	63.44	62.48	63.31	46.54	43.17
Net Interest Income Growth (YoY)	9.75%	1.54%	-1.32%	36.04%	7.81%	11.31%
Mortgage Banking Activities	10.47	10.01	14.97	19.49	41.04	42.05
Gain (Loss) on Sale of Assets	-	-	-	-	-	0
Gain (Loss) on Sale of Investments	-0.14	-0.14	-0.22	-0.01	-	0.73
Other Non-Interest Income	6.45	6.26	6.22	5.07	3.94	5.18
Total Non-Interest Income	18.38	17.78	22.72	26.22	46.18	49.07
Non-Interest Income Growth (YoY)	-8.42%	-21.77%	-13.34%	-43.23%	-5.88%	105.81%
Revenues Before Loan Losses	86.02	81.21	85.2	89.53	92.72	92.24
Provision for Loan Losses	1.32	0.52	1.46	2	0.86	3.13
Revenue	84.7	80.7	83.74	87.53	91.86	89.11
Revenue Growth (YoY)	5.13%	-3.64%	-4.33%	-4.71%	3.09%	48.51%
Salaries and Employee Benefits	39.16	38.85	42.3	43.55	47.74	38.15
Occupancy Expenses	8.32	8	7.36	5.1	5.73	4.4
Federal Deposit Insurance	1.07	1.17	1.15	0.56	0.33	0.22
Amortization of Goodwill & Intangibles	1.29	1.39	1.59	1.33	0.57	0.66
Selling, General & Administrative	13	12.99	12.7	12.36	9.81	8.64
Other Non-Interest Expense	7.05	6.92	7	8.55	8.37	7.65
Total Non-Interest Expense	69.9	69.31	72.09	71.44	72.56	59.72
EBT Excluding Unusual Items	14.8	11.39	11.65	16.09	19.31	29.39
Asset Writedown	-	-	-	0.06	0.74	-0.79
Pretax Income	14.8	11.39	11.65	13.85	19.28	28.44
Income Tax Expense	2.18	1.61	1.6	3.15	4.86	7.23
Net Income	12.62	9.78	10.06	10.7	14.42	21.21
Net Income to Common	12.62	9.78	10.06	10.7	14.42	21.21
Net Income Growth	49.59%	-2.77%	-6.03%	-25.79%	-32.01%	95.05%
Basic Shares Outstanding	8	8	8	7	7	7
Diluted Shares Outstanding	8	8	8	7	7	7
Shares Change (YoY)	0.27%	0.71%	5.58%	10.98%	-2.41%	5.95%
EPS (Basic)	1.61	1.25	1.29	1.45	2.17	3.12
EPS (Diluted)	1.61	1.24	1.29	1.45	2.17	3.11
EPS Growth	49.06%	-3.88%	-11.04%	-33.09%	-30.32%	84.02%
Dividend Per Share	0.285	0.568	0.557	0.537	0.472	0.388
Dividend Growth	-49.33%	1.79%	3.72%	13.76%	21.93%	2.65%
Effective Tax Rate	14.73%	14.15%	13.71%	22.73%	25.22%	25.44%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.