mPay S.A. (FRA:8NJ)

mPay S.A. Statistics

Total Valuation

mPay S.A. has a market cap or net worth of EUR 4.70 million. The enterprise value is 7.09 million.

Market Cap	4.70M
Enterprise Value	7.09M

Important Dates

The last earnings date was Wednesday, November 19, 2025.

Earnings Date	Nov 19, 2025
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	69.40M
Shares Outstanding	n/a
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	2.88%
Owned by Institutions (%)	n/a
Float	48.66M

Valuation Ratios

The trailing PE ratio is 71.80.

PE Ratio	71.80
Forward PE	n/a
PS Ratio	0.60
PB Ratio	n/a
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 19.14, with an EV/FCF ratio of -6.63.

EV / Earnings	108.26
EV / Sales	0.89
EV / EBITDA	19.14
EV / EBIT	21.25
EV / FCF	-6.63

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	1.50

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	436,826
Profits Per Employee	3,637
Employee Count	18
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, mPay S.A. has paid 15,230 in taxes.

Income Tax	15,230
Effective Tax Rate	18.87%

Stock Price Statistics

The stock price has decreased by -23.49% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-23.49%
50-Day Moving Average	0.06
200-Day Moving Average	0.06
Relative Strength Index (RSI)	43.77
Average Volume (20 Days)	100

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, mPay S.A. had revenue of EUR 7.86 million and earned 65,470 in profits.

Revenue	7.86M
Gross Profit	1.14M
Operating Income	329,281
Pretax Income	80,701
Net Income	65,470
EBITDA	365,605
EBIT	329,281
Earnings Per Share (EPS)	n/a

Balance Sheet

Cash & Cash Equivalents	n/a
Total Debt	n/a
Net Cash	n/a
Net Cash Per Share	n/a
Equity (Book Value)	n/a
Book Value Per Share	n/a
Working Capital	n/a

Cash Flow

In the last 12 months, operating cash flow was -1.06 million and capital expenditures -12,838, giving a free cash flow of -1.07 million.

Operating Cash Flow	-1.06M
Capital Expenditures	-12,838
Free Cash Flow	-1.07M
FCF Per Share	n/a

Margins

Gross margin is 14.45%, with operating and profit margins of 4.19% and 0.83%.

Gross Margin	14.45%
Operating Margin	4.19%
Pretax Margin	1.03%
Profit Margin	0.83%
EBITDA Margin	4.65%
EBIT Margin	4.19%
FCF Margin	n/a

Dividends & Yields

mPay S.A. does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	1.39%
FCF Yield	-22.75%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2