Pareto Bank ASA Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	-	2,640	1,651	747.28	907.42	1,081
Investment Securities	5,726	3,685	5,428	4,032	3,114	3,598
Trading Asset Securities	-	87.44	134.47	80.43	39.52	60.92
Total Investments	5,726	3,772	5,563	4,112	3,153	3,659
Gross Loans	20,824	21,017	18,713	17,477	15,884	14,715
Allowance for Loan Losses	-	-303.85	-194.79	-131.23	-92.72	-73.2
Net Loans	20,824	20,713	18,518	17,346	15,792	14,642
Property, Plant & Equipment	-	51.82	53.03	55.97	58.06	3.77
Other Intangible Assets	-	38.77	42.66	32.93	32.74	31.1
Accrued Interest Receivable	-	8.42	15.71	-1.15	27.98	58.79
Other Current Assets	-	0.26	3.14	0.56	0.9	0.84
Long-Term Deferred Tax Assets	-	2.51	-	-	-	-
Other Long-Term Assets	211	10.34	0.46	2.63	12.89	1.25
Total Assets	26,761	27,237	25,847	22,296	19,985	19,478
Accounts Payable	-	10.97	8.97	3.73	11.97	1.35
Accrued Expenses	-	66.14	67.97	61.33	66.95	57.46
Interest Bearing Deposits	13,297	13,169	11,943	10,107	9,506	10,470
Total Deposits	13,297	13,169	11,943	10,107	9,506	10,470
Short-Term Borrowings	-	61.75	29.37	37.95	38.04	40.39
Current Portion of Long-Term Debt	-	1,018	-	-	-	-
Current Income Taxes Payable	-	243.56	172.8	166.83	179.11	126.47
Accrued Interest Payable	-	134.5	80.6	24.73	9.6	29.66
Other Current Liabilities	-	67.54	54.03	53.78	44	3.28
Long-Term Debt	7,437	7,029	8,455	7,603	6,308	5,205
Long-Term Deferred Tax Liabilities	-	-	-	17.04	-	-
Other Long-Term Liabilities	393	0	-0	-	-	8.48
Total Liabilities	21,127	21,801	20,842	18,075	16,163	15,942
Common Stock	-	921.39	921.39	838.22	838.22	838.22
Additional Paid-In Capital	-	945.5	945.5	691.21	691.21	691.21
Comprehensive Income & Other	5,634	3,570	3,138	2,691	2,292	2,006
Shareholders' Equity	5,634	5,437	5,005	4,220	3,822	3,536
Total Liabilities & Equity	26,761	27,237	25,847	22,296	19,985	19,478
Total Debt	7,437	8,109	8,485	7,641	6,346	5,246
Net Cash (Debt)	-7,437	-5,381	-6,699	-6,814	-5,399	-4,103
Net Cash Per Share	-96.77	-70.05	-87.27	-97.53	-75.87	-57.38
Filing Date Shares Outstanding	76.78	76.78	76.78	69.85	69.85	69.85
Total Common Shares Outstanding	76.78	76.78	76.78	69.85	69.85	69.85
Book Value Per Share	73.38	63.64	59.32	56.12	51.85	47.76
Tangible Book Value	5,634	5,398	4,962	4,187	3,789	3,505
Tangible Book Value Per Share	73.38	63.14	58.77	55.65	51.38	47.31

Source: S&P Global Market Intelligence. Banks template. Financial Sources.