Pareto Bank ASA Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	77.55	2,640	1,651	747.28	907.42
Investment Securities	4,701	3,685	5,428	4,032	3,114
Trading Asset Securities	124.7	87.44	134.47	80.43	39.52
Total Investments	4,826	3,772	5,563	4,112	3,153
Gross Loans	20,285	21,017	18,713	17,477	15,884
Allowance for Loan Losses	-	-303.85	-194.79	-131.23	-92.72
Net Loans	20,285	20,713	18,518	17,346	15,792
Property, Plant & Equipment	41.1	51.82	53.03	55.97	58.06
Other Intangible Assets	39.02	38.77	42.66	32.93	32.74
Accrued Interest Receivable	-	8.42	15.71	-1.15	27.98
Other Current Assets	5.76	0.26	3.14	0.56	0.9
Long-Term Deferred Tax Assets	1.41	2.51	-	-	-
Other Long-Term Assets	60.78	10.34	0.46	2.63	12.89
Total Assets	25,337	27,237	25,847	22,296	19,985
Accounts Payable	-	10.97	8.97	3.73	11.97
Accrued Expenses	40.99	66.14	67.97	61.33	66.95
Interest Bearing Deposits	11,758	13,169	11,943	10,107	9,506
Total Deposits	11,758	13,169	11,943	10,107	9,506
Short-Term Borrowings	61.41	61.75	29.37	37.95	38.04
Current Portion of Long-Term Debt	-	1,018	-	-	-
Current Income Taxes Payable	206.07	243.56	172.8	166.83	179.11
Accrued Interest Payable	-	134.5	80.6	24.73	9.6
Other Current Liabilities	-	67.54	54.03	53.78	44
Long-Term Debt	7,443	7,029	8,455	7,603	6,308
Long-Term Deferred Tax Liabilities	-	-	-	17.04	-
Other Long-Term Liabilities	86.11	0	-0	-	-
Total Liabilities	19,596	21,801	20,842	18,075	16,163
Common Stock	921.39	921.39	921.39	838.22	838.22
Additional Paid-In Capital	945.5	945.5	945.5	691.21	691.21
Comprehensive Income & Other	3,874	3,570	3,138	2,691	2,292
Shareholders' Equity	5,741	5,437	5,005	4,220	3,822
Total Liabilities & Equity	25,337	27,237	25,847	22,296	19,985
Total Debt	7,505	8,109	8,485	7,641	6,346
Net Cash (Debt)	-7,303	-5,381	-6,699	-6,814	-5,399
Net Cash Per Share	-95.15	-70.05	-87.27	-97.53	-75.87
Filing Date Shares Outstanding	76.78	76.78	76.78	69.85	69.85
Total Common Shares Outstanding	76.78	76.78	76.78	69.85	69.85
Book Value Per Share	67.60	63.64	59.32	56.12	51.85
Tangible Book Value	5,702	5,398	4,962	4,187	3,789
Tangible Book Value Per Share	67.10	63.14	58.77	55.65	51.38

Source: S&P Global Market Intelligence. Banks template. Financial Sources.