Pareto Bank ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	687.27	605.46	555.5	504.54	428.37	Upgrade
Depreciation & Amortization	9.81	8.9	8.17	7.77	3.03	Upgrade
Other Amortization	8.81	7.88	7.75	6.71	6.4	Upgrade
Other Operating Activities	1,461	-289.95	-1,660	-1,488	563.37	Upgrade
Operating Cash Flow	2,167	332.28	-1,089	-968.9	1,001	Upgrade
Operating Cash Flow Growth	552.04%	-	-	-	-	Upgrade
Capital Expenditures	-3.87	-1.21	-0.87	-4.77	-3.08	Upgrade
Investment in Securities	5.04	1.41	3.37	8.13	3.95	Upgrade
Purchase / Sale of Intangibles	-7.26	-17.6	-7.94	-8.35	-4.33	Upgrade
Other Investing Activities	-	-0	-	-	-	Upgrade
Investing Cash Flow	-6.09	-17.4	-5.45	-5	-3.46	Upgrade
Long-Term Debt Issued	15.7	837.18	1,701	1,200	0.13	Upgrade
Long-Term Debt Repaid	-429.13	-14.73	-447.01	-108.53	-681.05	Upgrade
Net Debt Issued (Repaid)	-413.42	822.45	1,254	1,092	-680.92	Upgrade
Issuance of Common Stock	100	487.39	100	-	-	Upgrade
Common Dividends Paid	-348.59	-308.62	-260.88	-218.46	-149.82	Upgrade
Other Financing Activities	-509.05	-412.7	-159.34	-73.16	-10.03	Upgrade
Financing Cash Flow	-1,171	588.51	933.87	800.03	-840.76	Upgrade
Net Cash Flow	989.44	903.39	-160.14	-173.87	156.95	Upgrade
Free Cash Flow	2,163	331.07	-1,089	-973.68	998.09	Upgrade
Free Cash Flow Growth	553.25%	-	-	-	-	Upgrade
Free Cash Flow Margin	192.12%	33.18%	-118.38%	-117.24%	140.64%	Upgrade
Free Cash Flow Per Share	28.15	4.31	-15.59	-13.68	13.96	Upgrade
Cash Interest Paid	1,008	764.43	272.73	173.22	230.89	Upgrade
Cash Income Tax Paid	172.8	165.47	179.03	125.97	107.95	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.