HBT Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	122.27	137.69	141.25	114.16	409.27
Investment Securities	1,279	485.89	593.34	651.96	633.68
Trading Asset Securities	-	5.55	6.55	7.61	8.7
Mortgage-Backed Securities	-	719.57	695.55	739.34	651.7
Total Investments	1,279	1,211	1,295	1,399	1,294
Gross Loans	3,456	3,466	3,404	2,620	2,500
Allowance for Loan Losses	-41.69	-42.04	-40.05	-25.33	-23.94
Net Loans	3,415	3,424	3,364	2,595	2,476
Property, Plant & Equipment	73.64	66.76	65.15	50.47	52.48
Goodwill	59.82	59.82	59.82	29.32	29.32
Other Intangible Assets	15.12	17.84	20.68	1.07	1.94
Loans Held for Sale	1.26	1.59	2.32	0.62	4.94
Accrued Interest Receivable	23.78	24.77	24.53	19.51	14.9
Other Current Assets	-	0.32	-	0.24	1.45
Other Real Estate Owned & Foreclosed	1.13	0.37	0.85	3.03	3.28
Other Long-Term Assets	75.48	83.54	91.6	66.54	24.1
Total Assets	5,071	5,033	5,073	4,287	4,314
Interest Bearing Deposits	3,109	2,817	2,986	2,499	2,517
Institutional Deposits	201.37	455.2	342.8	92.6	133.1
Non-Interest Bearing Deposits	1,049	1,046	1,072	994.95	1,088
Total Deposits	4,359	4,318	4,401	3,587	3,738
Short-Term Borrowings	12.3	47.72	61.29	210.06	70.63
Long-Term Debt	-	39.55	39.47	39.4	39.32
Trust Preferred Securities	52.91	52.85	52.79	37.78	37.71
Other Long-Term Liabilities	31.42	29.93	28.68	38.84	16.53
Total Liabilities	4,456	4,488	4,584	3,913	3,902
Common Stock	0.33	0.33	0.33	0.29	0.29
Retained Earnings	367.16	316.76	269.05	232	194.13
Treasury Stock	-27.52	-23.02	-18.6	-9.69	-4.91
Comprehensive Income & Other	275.53	250.53	238.71	151.02	222.36
Shareholders' Equity	615.5	544.61	489.5	373.63	411.88
Total Liabilities & Equity	5,071	5,033	5,073	4,287	4,314
Total Debt	65.21	140.12	153.56	287.24	147.66
Net Cash (Debt)	57.06	3.13	-5.25	-165.47	270.79
Net Cash Growth	1724.14%	-	-	-	43.76%
Net Cash Per Share	1.81	0.10	-0.17	-5.72	9.74
Filing Date Shares Outstanding	31.43	31.56	31.64	32.15	28.99
Total Common Shares Outstanding	31.43	31.56	31.7	28.75	28.99
Book Value Per Share	19.58	17.26	15.44	12.99	14.21
Tangible Book Value	540.56	466.94	408.99	343.24	380.62
Tangible Book Value Per Share	17.20	14.80	12.90	11.94	13.13

Source: S&P Global Market Intelligence. Banks template. Financial Sources.