HBT Financial, Inc. (FRA:9ND)

HBT Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	155.13	137.69	141.25	114.16	409.27	312.45
Investment Securities	801.23	485.89	593.34	651.96	633.68	497.34
Trading Asset Securities	-	5.55	6.55	7.61	8.7	15.36
Mortgage-Backed Securities	466.57	719.57	695.55	739.34	651.7	499.93
Total Investments	1,268	1,211	1,295	1,399	1,294	1,013
Gross Loans	3,400	3,466	3,404	2,620	2,500	2,247
Allowance for Loan Losses	-41.9	-42.04	-40.05	-25.33	-23.94	-31.84
Net Loans	3,358	3,424	3,364	2,595	2,476	2,215
Property, Plant & Equipment	69.97	66.76	65.15	50.47	52.48	52.9
Goodwill	59.82	59.82	59.82	29.32	29.32	23.62
Other Intangible Assets	15.76	17.84	20.68	1.07	1.94	2.8
Loans Held for Sale	1.43	1.59	2.32	0.62	4.94	14.71
Accrued Interest Receivable	23.58	24.77	24.53	19.51	14.9	14.26
Other Current Assets	-	0.32	-	0.24	1.45	0.12
Other Real Estate Owned & Foreclosed	1.01	0.37	0.85	3.03	3.28	4.17
Other Long-Term Assets	77.43	83.54	91.6	66.54	24.1	11.24
Total Assets	5,035	5,033	5,073	4,287	4,314	3,667
Interest Bearing Deposits	3,313	2,817	2,986	2,499	2,517	2,148
Institutional Deposits	-	455.2	342.8	92.6	133.1	99.65
Non-Interest Bearing Deposits	1,034	1,046	1,072	994.95	1,088	882.94
Total Deposits	4,347	4,318	4,401	3,587	3,738	3,131
Short-Term Borrowings	7.27	47.72	61.29	210.06	70.63	62.55
Long-Term Debt	-	39.55	39.47	39.4	39.32	39.24
Trust Preferred Securities	52.89	52.85	52.79	37.78	37.71	37.65
Other Long-Term Liabilities	28.55	29.93	28.68	38.84	16.53	32.68
Total Liabilities	4,436	4,488	4,584	3,913	3,902	3,303
Common Stock	0.33	0.33	0.33	0.29	0.29	0.28
Retained Earnings	354.86	316.76	269.05	232	194.13	154.61
Treasury Stock	-26.94	-23.02	-18.6	-9.69	-4.91	-
Comprehensive Income & Other	270.87	250.53	238.71	151.02	222.36	209.03
Shareholders' Equity	599.13	544.61	489.5	373.63	411.88	363.92
Total Liabilities & Equity	5,035	5,033	5,073	4,287	4,314	3,667
Total Debt	60.17	140.12	153.56	287.24	147.66	139.44
Net Cash (Debt)	94.97	3.13	-5.25	-165.47	270.79	188.37
Net Cash Growth	111.46%	-	-	-	43.76%	5.57%
Net Cash Per Share	3.00	0.10	-0.17	-5.72	9.74	6.86
Filing Date Shares Outstanding	31.46	31.56	31.64	32.15	28.99	27.41
Total Common Shares Outstanding	31.46	31.56	31.7	28.75	28.99	27.46
Book Value Per Share	19.05	17.26	15.44	12.99	14.21	13.25
Tangible Book Value	523.55	466.94	408.99	343.24	380.62	337.5
Tangible Book Value Per Share	16.64	14.80	12.90	11.94	13.13	12.29

Source: S&P Global Market Intelligence. Banks template. Financial Sources.