ABN AMRO Bank Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	6,412	6,336	6,504	6,279	5,422	5,210
Net Interest Income Growth	-0.99%	-2.58%	3.58%	15.81%	4.07%	-11.14%
Non-Interest Income	202	2,380	2,357	2,339	2,417	2,387
Non-Interest Income Growth	-46.13%	0.98%	0.77%	-3.23%	1.26%	16.27%
Revenues Before Loan Losses	6,614	8,716	8,861	8,618	7,841	7,597
Provision for Credit Losses	-	20	-21	-158	39	-46
Revenue	6,614	8,696	8,882	8,776	7,802	7,643
Revenue Growth (YoY)	-3.46%	-2.09%	1.21%	12.48%	2.08%	36.17%
Compensation Expenses	-	3,104	2,776	2,492	2,458	2,324
Selling, General & Admin	2,451	2,506	2,691	2,741	2,968	3,481
Total Non-Interest Expense	2,451	5,610	5,467	5,233	5,425	5,806
Pretax Income	3,196	3,086	3,415	3,544	2,376	1,838
Provision for Income Taxes	871	834	1,013	847	509	604
Net Income	2,326	2,252	2,403	2,697	1,867	1,234
Minority Interest in Earnings	-	-	-	-	-	3
Net Income to Common	2,325	2,252	2,403	2,697	1,868	1,231
Net Income Growth	-0.98%	-6.28%	-10.90%	44.38%	51.75%	-
Shares Outstanding (Basic)	827	830	841	872	908	940
Shares Outstanding (Diluted)	827	830	841	872	908	940
Shares Change (YoY)	-0.79%	-1.30%	-3.55%	-4.02%	-3.40%	-
EPS (Basic)	2.55	2.45	2.72	2.99	1.96	1.21
EPS (Diluted)	2.55	2.45	2.72	2.99	1.96	1.21
EPS Growth	-3.04%	-9.93%	-9.03%	52.55%	61.98%	-
Free Cash Flow	-	0	-11,107	-9,237	-8,328	9,420
Free Cash Flow Growth	-	-	-	-	-	-79.11%
Free Cash Flow Per Share	-	-	-13.21	-10.60	-9.17	10.02
Dividends Per Share	1.240	1.240	1.350	1.510	0.990	0.610
Dividend Growth	-	-8.15%	-10.60%	52.52%	62.30%	-
Profit Margin	35.17%	25.90%	27.05%	30.73%	23.93%	16.15%
FCF Margin	-	0.00%	-125.05%	-105.25%	-106.74%	123.25%
Effective Tax Rate	27.25%	27.03%	29.66%	23.90%	21.42%	32.86%