Ameris Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	1,043	1,220	1,167	1,118	4,022	2,117	Upgrade
Investment Securities	833.8	1,003	915.16	980.93	185.14	227.13	Upgrade
Trading Asset Securities	12.15	16.02	9.57	8.51	11.94	51.76	Upgrade
Mortgage-Backed Securities	1,571	899.35	701.1	764.99	534.89	784.2	Upgrade
Total Investments	2,417	1,918	1,626	1,754	731.96	1,063	Upgrade
Gross Loans	21,258	20,740	20,269	19,855	15,874	14,481	Upgrade
Allowance for Loan Losses	-345.29	-338.08	-307.1	-205.68	-167.58	-199.42	Upgrade
Net Loans	20,913	20,402	19,962	19,650	15,707	14,282	Upgrade
Property, Plant & Equipment	211.57	254.53	266.3	276.62	281.47	296.58	Upgrade
Goodwill	1,016	1,016	1,016	1,016	1,013	928.01	Upgrade
Other Intangible Assets	58.7	70.76	87.95	106.19	125.94	71.97	Upgrade
Loans Held for Sale	604.14	528.6	281.33	392.08	1,255	1,168	Upgrade
Accrued Interest Receivable	76.6	87.5	86.7	77	57.2	77	Upgrade
Restricted Cash	-	-	-	-	43	-	Upgrade
Other Real Estate Owned & Foreclosed	3.14	2.44	6.22	0.84	3.81	11.88	Upgrade
Other Long-Term Assets	756.75	762.12	704.23	662.77	619.36	423.65	Upgrade
Total Assets	27,100	26,262	25,204	25,053	23,858	20,439	Upgrade
Interest Bearing Deposits	15,471	14,380	14,217	11,533	11,891	10,807	Upgrade
Institutional Deposits	-	843.78	-	-	-	-	Upgrade
Non-Interest Bearing Deposits	6,757	6,498	6,492	7,930	7,775	6,151	Upgrade
Total Deposits	22,228	21,722	20,709	19,463	19,666	16,958	Upgrade
Short-Term Borrowings	19.36	58.73	172.06	1,455	6.56	28.06	Upgrade
Current Portion of Leases	-	10.25	-	-	-	-	Upgrade
Long-Term Debt	108.99	193.49	301.13	377.11	691.09	376.2	Upgrade
Federal Home Loan Bank Debt, Long-Term	218.17	48.3	48.46	48.63	48.79	48.96	Upgrade
Long-Term Leases	-	43.16	58.52	65.09	64.82	76.84	Upgrade
Trust Preferred Securities	133.8	132.31	130.32	128.32	126.33	124.35	Upgrade
Pension & Post-Retirement Benefits	-	6.8	7.1	11.3	11	9.8	Upgrade
Other Long-Term Liabilities	374.73	295.05	350.86	308.13	277.73	169.53	Upgrade
Total Liabilities	23,083	22,511	21,777	21,856	20,892	17,792	Upgrade
Common Stock	72.9	72.7	72.52	72.26	72.02	71.75	Upgrade
Additional Paid-In Capital	1,968	1,959	1,945	1,935	1,925	1,913	Upgrade
Retained Earnings	2,116	1,853	1,540	1,311	1,006	671.51	Upgrade
Treasury Stock	-145.21	-103.13	-95.17	-74.83	-52.41	-42.97	Upgrade
Comprehensive Income & Other	5.17	-30.12	-35.94	-46.51	15.59	33.51	Upgrade
Shareholders' Equity	4,017	3,752	3,427	3,197	2,966	2,647	Upgrade
Total Liabilities & Equity	27,100	26,262	25,204	25,053	23,858	20,439	Upgrade
Total Debt	480.32	486.23	710.48	2,074	937.59	654.39	Upgrade
Net Cash (Debt)	574.99	750.16	466.4	-947.08	3,096	1,515	Upgrade
Net Cash Growth	-34.92%	60.84%	-	-	104.37%	-	Upgrade
Net Cash Per Share	8.34	10.86	6.75	-13.64	44.38	21.82	Upgrade
Filing Date Shares Outstanding	68.05	68.8	68.77	69.16	69.45	69.36	Upgrade
Total Common Shares Outstanding	68.32	68.8	68.8	69.15	69.38	69.28	Upgrade
Book Value Per Share	58.79	54.53	49.81	46.24	42.75	38.21	Upgrade
Tangible Book Value	2,942	2,665	2,323	2,076	1,828	1,647	Upgrade
Tangible Book Value Per Share	43.07	38.74	33.77	30.02	26.34	23.77	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.