Banca Sistema S.p.A. (FRA:B2S)

Banca Sistema Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 1, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	136	102	96	123	169	136
Market Cap Growth	18.58%	5.67%	-21.46%	-27.57%	24.38%	-8.30%
Last Close Price	1.66	1.22	1.10	1.35	1.82	1.33
PE Ratio	4.03	4.04	5.83	5.57	7.28	5.20
PS Ratio	0.99	0.85	0.97	1.26	1.74	1.48
PB Ratio	0.40	0.32	0.35	0.48	0.64	0.63
P/FCF Ratio	0.84	-	0.74	-	1.99	3.22
P/OCF Ratio	0.81	-	0.74	-	1.79	2.85
Debt / Equity Ratio	2.84	3.74	3.18	6.94	3.97	6.00
Debt / FCF Ratio	5.96	-	6.76	-	12.37	30.65
Return on Equity (ROE)	11.40%	8.96%	6.46%	8.63%	9.79%	13.08%
Return on Assets (ROA)	0.80%	0.57%	0.38%	0.56%	0.64%	0.69%
Earnings Yield	24.83%	24.76%	17.14%	17.97%	13.73%	19.21%
FCF Yield	118.50%	-138.22%	135.46%	-32.17%	50.30%	31.02%
Dividend Yield	-	-	5.90%	4.82%	3.95%	6.00%
Payout Ratio	-	20.73%	31.60%	26.18%	59.84%	-
Buyback Yield / Dilution	-	-0.14%	-0.13%	0.35%	-0.17%	0.03%
Total Shareholder Return	-	-0.14%	5.77%	5.17%	3.78%	6.03%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.