Banca Sistema S.p.A. (FRA:B2S)

Banca Sistema Statistics

Total Valuation

Banca Sistema has a market cap or net worth of EUR 136.47 million.

Market Cap	136.47M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, February 13, 2026.

Earnings Date	Feb 13, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	80.37M
Shares Outstanding	n/a
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	21.98%
Float	57.63M

Valuation Ratios

The trailing PE ratio is 4.03 and the forward PE ratio is 4.84.

PE Ratio	4.03
Forward PE	4.84
PS Ratio	0.99
PB Ratio	0.40
P/TBV Ratio	0.50
P/FCF Ratio	0.84
P/OCF Ratio	0.81
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	5.96
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.40%.

Return on Equity (ROE)	11.40%
Return on Assets (ROA)	0.80%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	379,701
Profits Per Employee	93,102
Employee Count	358
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Banca Sistema has paid 19.90 million in taxes.

Income Tax	19.90M
Effective Tax Rate	35.47%

Stock Price Statistics

The stock price has increased by +16.55% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+16.55%
50-Day Moving Average	1.56
200-Day Moving Average	1.64
Relative Strength Index (RSI)	59.51
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Banca Sistema had revenue of EUR 138.21 million and earned 33.89 million in profits.

Revenue	138.21M
Gross Profit	138.21M
Operating Income	57.77M
Pretax Income	56.11M
Net Income	33.89M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 264.92 million in cash and 963.93 million in debt, giving a net cash position of -699.01 million.

Cash & Cash Equivalents	264.92M
Total Debt	963.93M
Net Cash	-699.01M
Net Cash Per Share	n/a
Equity (Book Value)	339.60M
Book Value Per Share	n/a
Working Capital	-2.88B

Cash Flow

In the last 12 months, operating cash flow was 168.00 million and capital expenditures -6.29 million, giving a free cash flow of 161.71 million.

Operating Cash Flow	168.00M
Capital Expenditures	-6.29M
Free Cash Flow	161.71M
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	41.80%
Pretax Margin	40.60%
Profit Margin	24.52%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	117.00%

Dividends & Yields

Banca Sistema does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	24.83%
FCF Yield	118.50%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4