Bankinter Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	15,000	4,991	1,547	1,524	1,344
Investment Securities	16,558	15,671	12,224	12,503	11,086
Trading Asset Securities	4,925	3,897	4,981	4,536	4,254
Total Investments	21,482	19,567	17,205	17,038	15,341
Gross Loans	93,278	86,187	81,171	76,547	69,250
Allowance for Loan Losses	-575.55	-1,241	-1,112	-1,081	-986.77
Other Adjustments to Gross Loans	-	-45.35	-65.12	-99.74	-80.35
Net Loans	92,703	84,900	79,994	75,366	68,183
Property, Plant & Equipment	466.83	442.3	424.18	447.85	450.44
Goodwill	-	2.28	2.28	2.28	2.28
Other Intangible Assets	370.91	318.17	299.74	276.66	267.41
Investments in Real Estate	-	4.34	2.59	-	-
Accrued Interest Receivable	-	256.79	264.22	144.91	68.78
Other Receivables	862.33	540.25	469.13	321.05	483.71
Restricted Cash	-	10,427	12,313	11,827	21,029
Other Current Assets	133.36	164.52	183.98	262.99	106.18
Long-Term Deferred Tax Assets	-	304.9	260.77	264.83	273.81
Other Long-Term Assets	-	52.9	46.28	31.12	34.57
Total Assets	131,019	121,972	113,012	107,507	107,584
Accrued Expenses	-	243.83	267.28	227.04	207.16
Interest Bearing Deposits	107,815	100,849	92,268	89,240	89,777
Total Deposits	107,815	100,849	92,268	89,240	89,777
Short-Term Borrowings	136.19	1,601	1,383	1,617	744.78
Current Portion of Leases	-	25.63	24.99	25.18	21.52
Current Income Taxes Payable	840.21	453.41	399.72	231.93	139.05
Accrued Interest Payable	-	295.11	334.5	13.51	4.47
Other Current Liabilities	1,789	2,526	3,087	3,261	2,546
Long-Term Debt	10,384	8,976	8,546	6,433	7,690
Long-Term Leases	-	92.98	99.18	113.8	113.26
Pension & Post-Retirement Benefits	-	1.64	1.41	1.29	1.67
Long-Term Deferred Tax Liabilities	-	84.25	63.3	59.2	115.49
Other Long-Term Liabilities	3,643	945	1,214	1,378	1,372
Total Liabilities	124,607	116,094	107,689	102,602	102,732
Common Stock	269.66	269.66	269.66	269.66	269.66
Retained Earnings	-	5,640	5,170	4,767	4,474
Treasury Stock	-	-1.44	-1.37	-1.39	-1.03
Comprehensive Income & Other	6,142	-30.5	-114.87	-130.41	109.61
Shareholders' Equity	6,411	5,878	5,323	4,905	4,852
Total Liabilities & Equity	131,019	121,972	113,012	107,507	107,584
Total Debt	10,520	10,696	10,053	8,189	8,569
Net Cash (Debt)	9,405	-1,808	-3,526	-2,129	-2,533
Net Cash Per Share	-	-1.95	-3.80	-2.37	-2.81
Filing Date Shares Outstanding	-	898.68	898.65	898.64	898.67
Total Common Shares Outstanding	-	898.68	898.65	898.64	898.67
Book Value Per Share	-	6.54	5.92	5.46	5.40
Tangible Book Value	6,041	5,557	5,021	4,626	4,582
Tangible Book Value Per Share	-	6.18	5.59	5.15	5.10

Source: S&P Global Market Intelligence. Banks template. Financial Sources.