FRA:BBVA Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	14,599	15,838	14,667	12,442	12,795	12,441
Investment Securities	138,479	139,424	127,898	115,809	105,410	112,188
Trading Asset Securities	111,603	110,041	142,426	112,415	125,303	107,921
Total Investments	250,082	249,465	270,324	228,224	230,713	220,109
Gross Loans	481,647	445,962	407,978	383,940	346,883	332,673
Allowance for Loan Losses	-11,768	-11,611	-11,269	-11,237	-11,116	-
Net Loans	469,879	434,351	396,709	372,703	335,767	332,673
Property, Plant & Equipment	9,015	9,584	9,129	8,535	7,189	7,601
Goodwill	699	700	795	707	818	910
Other Intangible Assets	1,968	1,790	1,568	1,449	1,379	1,435
Investments in Real Estate	238	175	124	202	109	222
Accrued Interest Receivable	2,230	1,862	1,368	1,461	730	-
Other Receivables	3,439	4,295	2,860	1,978	932	1,199
Restricted Cash	42,526	35,307	60,749	67,314	55,004	53,079
Other Current Assets	1,331	1,517	555	633	916	86,559
Long-Term Deferred Tax Assets	13,979	14,354	14,641	14,747	14,917	15,327
Other Real Estate Owned & Foreclosed	713	610	644	714	569	-
Other Long-Term Assets	2,365	2,554	1,425	983	1,047	2,242
Total Assets	813,063	772,402	775,558	712,092	662,885	733,797
Accrued Expenses	3,503	3,067	2,878	2,596	2,137	-
Interest Bearing Deposits	147,550	129,010	117,531	122,084	106,677	416,369
Non-Interest Bearing Deposits	347,864	339,414	324,331	327,721	300,624	-
Total Deposits	495,414	468,424	441,862	449,805	407,301	416,369
Short-Term Borrowings	59,141	64,792	68,360	51,769	44,785	43,998
Current Portion of Leases	-	175	-	-	-	-
Current Income Taxes Payable	1,357	575	878	1,415	644	545
Other Current Liabilities	59,600	59,088	93,801	62,926	63,316	117,875
Long-Term Debt	82,670	74,464	72,684	58,717	59,159	66,311
Long-Term Leases	1,430	1,292	1,507	1,398	2,560	-
Pension & Post-Retirement Benefits	2,664	2,732	3,006	3,098	4,208	4,321
Long-Term Deferred Tax Liabilities	2,534	2,458	1,677	1,520	1,769	1,809
Other Long-Term Liabilities	42,940	35,322	33,640	28,330	28,246	32,551
Total Liabilities	751,253	712,389	720,293	661,574	614,125	683,779
Common Stock	2,824	2,824	2,861	2,955	3,267	3,267
Additional Paid-In Capital	19,184	19,184	19,769	20,856	23,599	23,992
Retained Earnings	52,565	49,079	43,305	38,347	35,962	31,813
Treasury Stock	-93	-66	-34	-29	-647	-46
Comprehensive Income & Other	-16,835	-15,367	-14,200	-15,234	-18,274	-14,479
Total Common Equity	57,645	55,654	51,701	46,895	43,907	44,547
Minority Interest	4,165	4,359	3,564	3,623	4,853	5,471
Shareholders' Equity	61,810	60,013	55,265	50,518	48,760	50,018
Total Liabilities & Equity	813,063	772,402	775,558	712,092	662,885	733,797
Total Debt	143,241	140,723	142,551	111,884	106,504	110,309
Net Cash (Debt)	-17,039	-5,425	20,420	18,326	34,405	10,053
Net Cash Growth	-	-	11.43%	-46.73%	242.24%	203.62%
Net Cash Per Share	-2.95	-0.94	3.43	2.96	5.37	1.08
Filing Date Shares Outstanding	5,755	5,757	5,834	6,025	6,540	6,654
Total Common Shares Outstanding	5,755	5,757	5,834	6,025	6,540	6,654
Book Value Per Share	10.02	9.67	8.86	7.78	6.71	6.70
Tangible Book Value	54,978	53,164	49,338	44,739	41,710	42,202
Tangible Book Value Per Share	9.55	9.24	8.46	7.43	6.38	6.34

Source: S&P Global Market Intelligence. Banks template. Financial Sources.