Germany · Delayed Price · Currency is EUR CrediaBank Statistics
Total Valuation
CrediaBank has a market cap or net worth of EUR 2.56 billion.
| Market Cap | 2.56B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Monday, March 9, 2026.
| Earnings Date | Mar 9, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
| Current Share Class | 1.62B |
| Shares Outstanding | n/a |
| Shares Change (YoY) | -74.79% |
| Shares Change (QoQ) | +0.55% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 3.16% |
| Float | 123.75M |
Valuation Ratios
The trailing PE ratio is 92.14.
| PE Ratio | 92.14 |
| Forward PE | n/a |
| PS Ratio | 11.88 |
| PB Ratio | 2.62 |
| P/TBV Ratio | 3.57 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -0.37 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.08%.
| Return on Equity (ROE) | 5.08% |
| Return on Assets (ROA) | 0.38% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 175,332 |
| Profits Per Employee | 22,605 |
| Employee Count | 1,468 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CrediaBank has paid 2.40 million in taxes.
| Income Tax | 2.40M |
| Effective Tax Rate | 7.95% |
Stock Price Statistics
The stock price has increased by +136.09% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | +136.09% |
| 50-Day Moving Average | 1.42 |
| 200-Day Moving Average | 1.06 |
| Relative Strength Index (RSI) | 62.63 |
| Average Volume (20 Days) | n/a |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, CrediaBank had revenue of EUR 215.48 million and earned 27.78 million in profits. Earnings per share was 0.07.
| Revenue | 215.48M |
| Gross Profit | 203.38M |
| Operating Income | 65.45M |
| Pretax Income | 30.18M |
| Net Income | 27.78M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.07 |
Balance Sheet
The company has 779.31 million in cash and 342.17 million in debt, giving a net cash position of 437.14 million.
| Cash & Cash Equivalents | 779.31M |
| Total Debt | 342.17M |
| Net Cash | 437.14M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 976.21M |
| Book Value Per Share | 0.60 |
| Working Capital | -5.98B |
Cash Flow
In the last 12 months, operating cash flow was -917.00 million and capital expenditures 3.05 million, giving a free cash flow of -913.95 million.
| Operating Cash Flow | -917.00M |
| Capital Expenditures | 3.05M |
| Free Cash Flow | -913.95M |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 30.37% |
| Pretax Margin | 14.01% |
| Profit Margin | 12.89% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
CrediaBank does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 74.79% |
| Shareholder Yield | 74.79% |
| Earnings Yield | 1.09% |
| FCF Yield | -35.71% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on October 16, 2024. It was a reverse split with a ratio of 0.01.
| Last Split Date | Oct 16, 2024 |
| Split Type | Reverse |
| Split Ratio | 0.01 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |