Banco de Sabadell Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	20,754	1,277	1,419	2,024	1,472	1,342
Investment Securities	35,099	43,187	34,005	27,709	22,778	25,726
Trading Asset Securities	3,376	5,422	4,563	5,544	2,493	3,687
Total Investments	38,475	48,608	38,569	33,253	25,271	29,413
Gross Loans	174,099	163,393	157,165	166,745	167,084	159,587
Allowance for Loan Losses	-2,571	-2,848	-3,202	-3,020	-3,302	-3,081
Other Adjustments to Gross Loans	-	-242.21	-241.07	-183.9	-152.92	-175.58
Net Loans	171,528	160,303	153,722	163,541	163,629	156,331
Property, Plant & Equipment	1,960	1,920	2,067	2,282	2,397	2,852
Goodwill	-	1,018	1,018	1,027	1,026	1,026
Other Intangible Assets	2,560	1,531	1,465	1,457	1,555	1,570
Investments in Real Estate	-	157.14	229.6	299.74	379.27	348.09
Accrued Interest Receivable	273	93.19	71.93	51.61	49.67	3
Other Receivables	-	541.2	452.29	206.56	319.6	506.94
Restricted Cash	-	17,106	28,567	39,237	47,741	33,842
Other Current Assets	691	300.68	306.08	295	347.58	512.17
Long-Term Deferred Tax Assets	-	5,900	6,386	6,645	6,708	6,645
Other Real Estate Owned & Foreclosed	-	461.42	527.14	537.15	573.17	657.64
Other Long-Term Assets	8,288	380.95	373.78	385.85	477	714.09
Total Assets	244,529	239,598	235,173	251,241	251,947	235,763
Accrued Expenses	326	481.67	575	-	-	-
Interest Bearing Deposits	41,227	35,160	37,836	47,163	55,285	54,201
Non-Interest Bearing Deposits	140,665	138,347	134,243	147,540	147,803	130,670
Total Deposits	181,892	173,507	172,079	194,703	203,088	184,871
Short-Term Borrowings	11,303	15,385	15,684	13,053	7,740	10,770
Current Income Taxes Payable	-	98.15	217.98	112.99	81.16	39.69
Other Current Liabilities	2,018	4,797	4,869	4,579	2,943	2,207
Long-Term Debt	26,111	27,517	25,025	22,489	22,093	21,594
Long-Term Leases	-	928.9	947.47	969.48	1,037	1,045
Pension & Post-Retirement Benefits	-	54.47	58.31	63.38	86.02	99.69
Long-Term Deferred Tax Liabilities	-	120.74	114.97	113.72	123.77	166.52
Other Long-Term Liabilities	8,766	1,676	1,723	2,072	1,758	2,478
Total Liabilities	230,416	224,565	221,294	238,155	238,950	223,272
Common Stock	628	680.03	680.03	703.37	703.37	703.37
Additional Paid-In Capital	-	7,695	7,695	7,899	7,899	7,899
Retained Earnings	1,040	8,771	7,572	6,637	5,971	5,447
Treasury Stock	-27	-119.35	-39.62	-23.77	-34.52	-37.52
Comprehensive Income & Other	12,437	-2,029	-2,063	-2,164	-1,568	-1,592
Total Common Equity	14,078	14,998	13,845	13,052	12,971	12,420
Minority Interest	35	34.42	34.21	34.34	24.98	71.63
Shareholders' Equity	14,113	15,033	13,879	13,086	12,996	12,492
Total Liabilities & Equity	244,529	239,598	235,173	251,241	251,947	235,763
Total Debt	37,414	43,831	41,656	36,511	30,871	33,409
Net Cash (Debt)	-13,284	-25,885	-30,055	-28,943	-26,905	-28,316
Net Cash Per Share	-2.66	-4.81	-5.56	-5.17	-4.82	-5.07
Filing Date Shares Outstanding	4,997	5,361	5,403	5,602	5,586	5,578
Total Common Shares Outstanding	4,997	5,361	5,403	5,602	5,586	5,578
Book Value Per Share	2.82	2.80	2.56	2.33	2.32	2.23
Tangible Book Value	11,518	12,449	11,362	10,568	10,390	9,824
Tangible Book Value Per Share	2.30	2.32	2.10	1.89	1.86	1.76

Source: S&P Global Market Intelligence. Banks template. Financial Sources.