Berner Kantonalbank AG Cash Flow Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	180.67	174.89	159.62	154.94	148.38
Depreciation & Amortization	5.44	40.26	64.27	45.06	60.03
Other Amortization	20.43	-	-	-	-
Gain (Loss) on Sale of Investments	8.03	-3.61	-	-	-
Total Asset Writedown	0.3	-	-	1.5	12.2
Provision for Credit Losses	19.18	41.73	-18.82	-11.59	-58.26
Change in Other Net Operating Assets	-1,618	-814.58	-23.07	449.2	37.83
Other Operating Activities	14.97	3.35	-11.03	-17.82	11.54
Operating Cash Flow	-1,369	-557.96	170.97	621.28	211.73
Operating Cash Flow Growth	-	-	-72.48%	193.43%	-
Capital Expenditures	-41.84	-53.35	-65.49	-41.28	-56.13
Sale of Property, Plant and Equipment	0.84	6.17	5.97	-	1.39
Investment in Securities	-38.72	-51.48	-312.72	58.34	-203.18
Investing Cash Flow	-79.71	-98.66	-372.24	17.06	-257.92
Short-Term Debt Issued	180.38	375	-	-	-
Long-Term Debt Issued	830.24	696.84	940.69	1,084	1,944
Total Debt Issued	1,011	1,072	940.69	1,084	1,944
Short-Term Debt Repaid	-30	-99.21	-	-	-
Long-Term Debt Repaid	-624.43	-583.83	-425.1	-657.62	-425.2
Total Debt Repaid	-654.43	-683.05	-425.1	-657.62	-425.2
Net Debt Issued (Repaid)	356.18	388.8	515.58	426.17	1,519
Issuance of Common Stock	6.98	6.59	14	15.84	17.65
Repurchase of Common Stock	-2.7	-13.21	-9.13	-15.91	-18.87
Common Dividends Paid	-93.2	-89.47	-85.74	-82.02	-78.29
Net Increase (Decrease) in Deposit Accounts	1.58	-246.33	1,050	1,756	1,528
Other Financing Activities	-8.64	-32.67	-1,452	-2,008	-46.67
Financing Cash Flow	260.21	13.7	31.93	92.03	2,921
Net Cash Flow	-1,189	-642.91	-169.33	730.36	2,874
Free Cash Flow	-1,411	-611.31	105.48	580	155.6
Free Cash Flow Growth	-	-	-81.81%	272.76%	-
Free Cash Flow Margin	-255.14%	-114.85%	21.72%	125.13%	37.66%
Free Cash Flow Per Share	-148.53	-64.28	11.39	62.79	16.84

Source: S&P Global Market Intelligence. Banks template. Financial Sources.