Cadence Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	839.84	1,671	4,182	1,996	1,295	417.37	Upgrade
Investment Securities	1,529	1,207	1,547	3,809	5,238	3,020	Upgrade
Trading Asset Securities	-	33.33	29.5	29.42	23.35	22.54	Upgrade
Mortgage-Backed Securities	9,136	6,516	6,933	8,410	10,547	3,228	Upgrade
Total Investments	10,666	7,757	8,510	12,248	15,808	6,270	Upgrade
Gross Loans	36,802	33,763	32,535	30,450	26,986	15,059	Upgrade
Allowance for Loan Losses	-496.2	-460.79	-468.03	-440.35	-446.42	-244.42	Upgrade
Other Adjustments to Gross Loans	-	-21.4	-38.4	-100.8	-103.2	-36.3	Upgrade
Net Loans	36,306	33,281	32,029	29,909	26,437	14,778	Upgrade
Property, Plant & Equipment	855.28	783.46	802.13	792.23	786.43	508.15	Upgrade
Goodwill	1,516	1,367	1,368	1,368	1,408	851.61	Upgrade
Other Intangible Assets	149.04	83.19	100.19	119.58	227.17	82.1	Upgrade
Loans Held for Sale	261.68	244.19	186.3	187.93	340.18	397.08	Upgrade
Restricted Cash	-	60.9	50	-	-	-	Upgrade
Other Current Assets	-	-	-	166.82	-	-	Upgrade
Other Real Estate Owned & Foreclosed	16.25	5.75	6.25	6.73	33.02	11.4	Upgrade
Other Long-Term Assets	2,673	1,756	1,688	1,726	1,327	765.49	Upgrade
Total Assets	53,282	47,019	48,935	48,653	47,670	24,081	Upgrade
Interest Bearing Deposits	34,885	31,904	29,265	26,226	26,183	11,805	Upgrade
Institutional Deposits	-	-	-	-	-	1,700	Upgrade
Non-Interest Bearing Deposits	9,037	8,592	9,232	12,731	13,635	6,341	Upgrade
Total Deposits	43,921	40,496	38,497	38,957	39,818	19,846	Upgrade
Short-Term Borrowings	954.53	72.29	3,996	4,065	1,291	694.06	Upgrade
Current Portion of Leases	-	11.24	-	-	-	-	Upgrade
Accrued Interest Payable	-	-	-	27.53	8.48	10.89	Upgrade
Other Current Liabilities	-	-	-	98.2	-	-	Upgrade
Long-Term Debt	1,331	-	-	-	1.43	-	Upgrade
Federal Home Loan Bank Debt, Long-Term	-	0.71	0.77	0.84	2.32	4.4	Upgrade
Long-Term Leases	-	176.56	192.2	206.8	211	72.2	Upgrade
Trust Preferred Securities	-	10	437.69	461.72	478.67	297.25	Upgrade
Other Long-Term Liabilities	992.61	682.51	643.05	525.2	610.94	333.48	Upgrade
Total Liabilities	47,199	41,450	43,767	44,342	42,422	21,259	Upgrade
Preferred Stock, Redeemable	166.99	166.99	166.99	166.99	166.99	166.99	Upgrade
Common Stock	465.77	458.82	457.18	456.09	470.84	256.4	Upgrade
Additional Paid-In Capital	2,813	2,743	2,743	2,709	2,842	565.19	Upgrade
Retained Earnings	3,131	2,895	2,562	2,201	1,908	1,822	Upgrade
Comprehensive Income & Other	-493.78	-694.5	-761.83	-1,223	-139.37	11.92	Upgrade
Total Common Equity	5,916	5,403	5,001	4,144	5,081	2,655	Upgrade
Shareholders' Equity	6,083	5,570	5,168	4,311	5,248	2,822	Upgrade
Total Liabilities & Equity	53,282	47,019	48,935	48,653	47,670	24,081	Upgrade
Total Debt	2,285	270.79	4,626	4,734	1,985	1,068	Upgrade
Net Cash (Debt)	-396.02	1,433	-414.71	-2,709	-666.64	-628	Upgrade
Net Cash Per Share	-2.12	7.72	-2.27	-14.68	-5.52	-6.08	Upgrade
Filing Date Shares Outstanding	186.31	183.53	182.22	182.46	185.12	102.65	Upgrade
Total Common Shares Outstanding	186.31	183.53	182.87	182.44	188.34	102.56	Upgrade
Book Value Per Share	31.75	29.44	27.35	22.72	26.98	25.89	Upgrade
Tangible Book Value	4,251	3,953	3,533	2,657	3,446	1,722	Upgrade
Tangible Book Value Per Share	22.82	21.54	19.32	14.56	18.30	16.79	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.