Cadence Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	778.72	1,671	4,182	1,996	1,295
Investment Securities	1,904	1,207	1,547	3,809	5,238
Trading Asset Securities	-	33.33	29.5	29.42	23.35
Mortgage-Backed Securities	8,650	6,516	6,933	8,410	10,547
Total Investments	10,554	7,757	8,510	12,248	15,808
Gross Loans	37,246	33,763	32,535	30,450	26,986
Allowance for Loan Losses	-495.09	-460.79	-468.03	-440.35	-446.42
Other Adjustments to Gross Loans	-	-21.4	-38.4	-100.8	-103.2
Net Loans	36,751	33,281	32,029	29,909	26,437
Property, Plant & Equipment	846.62	783.46	802.13	792.23	786.43
Goodwill	1,514	1,367	1,368	1,368	1,408
Other Intangible Assets	141.53	83.19	100.19	119.58	227.17
Loans Held for Sale	267.28	244.19	186.3	187.93	340.18
Restricted Cash	-	60.9	50	-	-
Other Current Assets	-	-	-	166.82	-
Other Real Estate Owned & Foreclosed	11.85	5.75	6.25	6.73	33.02
Other Long-Term Assets	2,664	1,756	1,688	1,726	1,327
Total Assets	53,529	47,019	48,935	48,653	47,670
Interest Bearing Deposits	34,710	31,904	29,265	26,226	26,183
Non-Interest Bearing Deposits	9,430	8,592	9,232	12,731	13,635
Total Deposits	44,139	40,496	38,497	38,957	39,818
Short-Term Borrowings	1,250	72.29	3,996	4,065	1,291
Current Portion of Leases	-	11.24	-	-	-
Accrued Interest Payable	-	-	-	27.53	8.48
Other Current Liabilities	-	-	-	98.2	-
Long-Term Debt	940.65	-	-	-	1.43
Federal Home Loan Bank Debt, Long-Term	-	0.71	0.77	0.84	2.32
Long-Term Leases	-	176.56	192.2	206.8	211
Trust Preferred Securities	-	10	437.69	461.72	478.67
Other Long-Term Liabilities	955.63	682.51	643.05	525.2	610.94
Total Liabilities	47,285	41,450	43,767	44,342	42,422
Preferred Stock, Redeemable	166.99	166.99	166.99	166.99	166.99
Common Stock	466.56	458.82	457.18	456.09	470.84
Additional Paid-In Capital	2,815	2,743	2,743	2,709	2,842
Retained Earnings	3,224	2,895	2,562	2,201	1,908
Comprehensive Income & Other	-428.32	-694.5	-761.83	-1,223	-139.37
Total Common Equity	6,077	5,403	5,001	4,144	5,081
Shareholders' Equity	6,244	5,570	5,168	4,311	5,248
Total Liabilities & Equity	53,529	47,019	48,935	48,653	47,670
Total Debt	2,190	270.79	4,626	4,734	1,985
Net Cash (Debt)	24.76	1,433	-414.71	-2,709	-666.64
Net Cash Growth	-98.27%	-	-	-	-
Net Cash Per Share	0.13	7.72	-2.27	-14.68	-5.52
Filing Date Shares Outstanding	186.62	183.53	182.22	182.46	185.12
Total Common Shares Outstanding	186.62	183.53	182.87	182.44	188.34
Book Value Per Share	32.56	29.44	27.35	22.72	26.98
Tangible Book Value	4,421	3,953	3,533	2,657	3,446
Tangible Book Value Per Share	23.69	21.54	19.32	14.56	18.30

Source: S&P Global Market Intelligence. Banks template. Financial Sources.