Commerce Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	803.24	3,376	2,687	891.14	4,280
Investment Securities	12,978	6,085	5,265	7,735	9,184
Trading Asset Securities	40.08	100.68	145.71	104.02	88.08
Mortgage-Backed Securities	-	4,014	5,059	5,520	7,049
Total Investments	13,018	10,199	10,470	13,359	16,322
Gross Loans	17,771	17,220	17,205	16,303	15,176
Allowance for Loan Losses	-179.47	-162.74	-162.4	-150.14	-150.04
Net Loans	17,592	17,057	17,043	16,153	15,026
Property, Plant & Equipment	485.7	475.28	469.06	418.91	388.74
Goodwill	146.54	146.54	146.54	138.92	138.92
Other Intangible Assets	13.31	3.86	4.06	4.31	4.6
Loans Held for Sale	4.33	3.24	4.18	4.96	8.62
Accrued Interest Receivable	-	105.6	100.8	94.3	65.4
Restricted Cash	-	0.08	0.1	6.7	17.4
Other Real Estate Owned & Foreclosed	-	0.34	0.27	0.1	0.12
Other Long-Term Assets	852.38	619.53	765.32	793.73	427.45
Total Assets	32,915	31,997	31,701	31,876	36,689
Interest Bearing Deposits	16,071	15,751	15,443	15,514	17,034
Institutional Deposits	1,363	1,392	1,945	606.77	1,007
Non-Interest Bearing Deposits	8,206	8,151	7,976	10,066	11,772
Total Deposits	25,640	25,294	25,364	26,187	29,813
Short-Term Borrowings	2,990	2,954	2,947	2,897	3,035
Current Portion of Leases	-	6.1	-	-	-
Long-Term Debt	12.8	0.06	1.4	9.67	12.56
Long-Term Leases	-	25.08	26.9	-	-
Other Long-Term Liabilities	458.3	385.56	397.92	300.52	380.06
Total Liabilities	29,100	28,664	28,737	29,394	33,241
Common Stock	692.94	676.05	655.32	629.32	610.8
Additional Paid-In Capital	3,522	3,396	3,163	2,933	2,690
Retained Earnings	131.83	45.49	53.18	31.62	92.49
Treasury Stock	-48	-48.4	-35.6	-41.74	-32.97
Comprehensive Income & Other	-507.69	-758.91	-891.41	-1,087	77.08
Total Common Equity	3,791	3,310	2,944	2,465	3,437
Minority Interest	23.4	22.59	20.11	16.29	11.03
Shareholders' Equity	3,815	3,332	2,964	2,482	3,448
Total Liabilities & Equity	32,915	31,997	31,701	31,876	36,689
Total Debt	3,002	2,985	2,975	2,906	3,048
Net Cash (Debt)	1,435	1,117	307.87	-1,086	2,945
Net Cash Growth	28.54%	262.70%	-	-	190.70%
Net Cash Per Share	10.24	7.90	2.15	-7.47	19.87
Filing Date Shares Outstanding	137.46	140.58	143.19	144.47	147.21
Total Common Shares Outstanding	137.46	141.15	143.82	145	147.91
Book Value Per Share	27.58	23.45	20.47	17.00	23.24
Tangible Book Value	3,632	3,159	2,794	2,322	3,294
Tangible Book Value Per Share	26.42	22.38	19.42	16.01	22.27

Source: S&P Global Market Intelligence. Banks template. Financial Sources.